{ "snapshot_at": "2026-11-13T01:41:03Z", "brand": "BankSA", "brand_slug": "banksa", "product_id": "BSASavBusBusinessAccessSaver", "cdr_url": "https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSASavBusBusinessAccessSaver", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSASavBusBusinessAccessSaver'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "productId": "BSASavBusBusinessAccessSaver", "lastUpdated": "2026-11-13T01:03:04Z", "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS", "name": "Business Access Saver", "description": "A business savings account that allows you to set money aside for payments such as GST and other taxes.", "brand": "BankSA", "isTailored": false, "additionalInformation": { "overviewUri": "https://www.banksa.com.au/business/bank-accounts/business-access-saver", "termsUri": "https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf", "eligibilityUri": "https://www.banksa.com.au/business/bank-accounts/business-access-saver", "feesAndPricingUri": "https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf" }, "features": [ { "featureType": "DIGITAL_BANKING", "additionalInfo": "Access funds anytime, anywhere: Manage your savings online and on mobile, making transfers via a BankSA everyday account" }, { "featureType": "OTHER", "additionalInfo": "No account-keeping and transfer fees: For no monthly fee, make unlimited electronic transfers to and from your linked BankSA account" }, { "featureType": "OTHER", "additionalInfo": "Earn interest on your savings. Your savings will attract a variable interest rate, earned daily and paid monthly." }, { "featureType": "OTHER", "additionalInfo": "Regularly deposit funds to grow savings balance." }, { "featureType": "OTHER", "additionalInfo": "No minimum deposits or balances: Build your savings balance at your own pace, with no pressure for a minimum deposit each month" }, { "featureType": "FRAUD_PROTECTION", "additionalInfo": "We'll repay any missing funds if your account is compromised by Internet fraud, as long as you've complied with our T&Cs." }, { "featureType": "OTHER", "additionalInfo": "No lock-in contract with a fixed term: Enjoy the flexibility of accessing your savings whenever you need them, with no restrictions." }, { "featureType": "OTHER", "additionalInfo": "Make tax time easier by separating personal and business transactions" }, { "featureType": "DIGITAL_BANKING", "additionalInfo": "Access to your funds anytime - online, mobile, tablet, branch - with SMS and email alerts to keep track of your account activity" }, { "featureType": "DIGITAL_BANKING", "additionalInfo": "With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account." }, { "featureType": "OTHER", "additionalInfo": "Statements: At least every 6 months statements are available" }, { "featureType": "OTHER", "additionalInfo": "Direct Credits is available" } ], "eligibility": [ { "eligibilityType": "MIN_AGE", "additionalValue": "18", "additionalInfo": "Applicant plus all signatories" }, { "eligibilityType": "RESIDENCY_STATUS", "additionalValue": "Operating in Australia with an Australian address." }, { "eligibilityType": "OTHER", "additionalInfo": "Must not be an individual using the account for predominantly personal purposes" }, { "eligibilityType": "OTHER", "additionalInfo": "Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations" }, { "eligibilityType": "OTHER", "additionalInfo": "Needs an eligible BankSA business transaction account to link to" } ], "fees": [ { "name": "Account Keeping Fee", "feeType": "PERIODIC", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" }, "additionalValue": "P1M" }, { "name": "Staff assisted deposit", "feeType": "DEPOSIT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "3.00" } }, { "name": "Internet Banking", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Phone Banking", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Direct Credit", "feeType": "DEPOSIT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Cheque collected or deposited", "feeType": "DEPOSIT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "3.00" } }, { "name": "Bank@Post", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Collection Item", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "3.00" } }, { "name": "Monthly transaction allowance", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } } ], "depositRates": [ { "depositRateType": "VARIABLE", "rate": "0.0065", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "0 - 4999", "unitOfMeasure": "DOLLAR", "minimumValue": "0.00", "maximumValue": "4999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "0.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.0065", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "5000 - 9999", "unitOfMeasure": "DOLLAR", "minimumValue": "5000.00", "maximumValue": "9999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "5000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.0065", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "10000 - 24999", "unitOfMeasure": "DOLLAR", "minimumValue": "10000.00", "maximumValue": "24999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "10000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.0065", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "25000 - 49999", "unitOfMeasure": "DOLLAR", "minimumValue": "25000.00", "maximumValue": "49999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "25000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.0095", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "50000 - 249999", "unitOfMeasure": "DOLLAR", "minimumValue": "50000.00", "maximumValue": "249999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "50000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.015", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "250000 - 499999", "unitOfMeasure": "DOLLAR", "minimumValue": "250000.00", "maximumValue": "499999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "250000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.015", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "500000 - 999999", "unitOfMeasure": "DOLLAR", "minimumValue": "500000.00", "maximumValue": "999999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "500000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" }, { "depositRateType": "VARIABLE", "rate": "0.0165", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "1000000+", "unitOfMeasure": "DOLLAR", "minimumValue": "1000001.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "1000000.00" } ], "additionalInfoUri": "https://www.banksa.com.au/help/interest-rates/business-banking" } ] } }