{ "snapshot_at": "2026-11-13T01:41:03Z", "brand": "BankSA", "brand_slug": "banksa", "product_id": "BSASavMaxiSaver", "cdr_url": "https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSASavMaxiSaver", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSASavMaxiSaver'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "productId": "BSASavMaxiSaver", "lastUpdated": "2026-11-13T23:02:39Z", "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS", "name": "Maxi Saver", "description": "A savings account that offers a great interest rate with access to funds through a linked account via Internet and Phone Banking.", "brand": "BankSA", "applicationUri": "https://www.banksa.com.au/personal/bank-accounts/savings-accounts/maxi-saver/summary", "isTailored": false, "additionalInformation": { "overviewUri": "https://www.banksa.com.au/personal/bank-accounts/savings-accounts/maxi-saver", "termsUri": "https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf", "eligibilityUri": "https://www.banksa.com.au/personal/bank-accounts/savings-accounts/maxi-saver", "feesAndPricingUri": "https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf" }, "features": [ { "featureType": "CASHBACK_OFFER", "additionalValue": "50.00", "additionalInfo": "$50 cashback on your new account. Open a new Complete Freedom account with an eligible savings account by 31st March 2027. Spend $50 or more within 15 days, and we'll drop $50 straight into your savings. T&Cs apply. For new single account holders who've not held a BankSA Complete Freedom account or savings account in the past 2 years." }, { "featureType": "OTHER", "additionalInfo": "The BeMoved Promotion Terms and Conditions. You could get a minimum 10% electricity saving with One Click Switch. Compare and switch your electricity plan through One Click Switch between 18 June 2026 and 31 May 2028. Savings are calculated using your existing electricity usage from the past 12 months via Consumer Data Right (CDR). If your saving is less than 10%, the difference will be paid as a digital gift card, up to $500. Customers 18 years or older. T&Cs apply. Must already hold a BankSA debit card or credit card to be eligible." }, { "featureType": "OTHER", "additionalInfo": "Easy access: Unlimited online access to your savings with a linked transaction account." }, { "featureType": "OTHER", "additionalInfo": "Uncapped saving: Interest is calculated on the total balance of your Maxi Saver with no limit on deposit amounts." }, { "featureType": "OTHER", "additionalInfo": "Government guarantee: The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder." }, { "featureType": "OTHER", "additionalInfo": "Quick Balance: Know exactly how much money you have on hand, at a glance at your smartphone or watch." }, { "featureType": "OTHER", "additionalInfo": "No limit on the number of accounts that customer can hold, but only the first Maxi Saver account opened with you as an account holder will be eligible for the introductory bonus interest" }, { "featureType": "OTHER", "additionalInfo": "Account can be opened via Online and mobile (minimum age may apply), in branch and phone." }, { "featureType": "OTHER", "additionalInfo": "No minimum opening balance for this account" }, { "featureType": "OTHER", "additionalInfo": "Statements: 6 monthly, or more frequently on request." }, { "featureType": "DIGITAL_BANKING", "additionalInfo": "Online, Mobile and telephone banking is available and alerts will be received" }, { "featureType": "OTHER", "additionalInfo": "Earn interest on every dollar when you maintain a positive balance. Intro Fixed Rate 3 month intro fixed rate for new customers. Freedom to access your savings and earn interest on every dollar when you maintain a positive balance" }, { "featureType": "FRAUD_PROTECTION", "additionalInfo": "The product includes FRAUD_PROTECTION features." }, { "featureType": "RELATIONSHIP_MANAGEMENT", "additionalInfo": "RELATIONSHIP_MANAGEMENT is available for eligible customers." } ], "eligibility": [ { "eligibilityType": "OTHER", "additionalInfo": "An account may be opened in a child's name when the child is under 14, with a parent, guardian, or grandparent as authorised signatory." }, { "eligibilityType": "RESIDENCY_STATUS", "additionalValue": "Those with an Australian residential address and who are currently in Australia." }, { "eligibilityType": "OTHER", "additionalInfo": "To hold a Maxi Saver account, you must also hold an eligible BankSA transaction account in the same name and be registered for Internet and Phone Banking. Joint accounts are ineligible for the Online bonus offer." } ], "fees": [ { "name": "Account Keeping Fee", "feeType": "PERIODIC", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" }, "additionalValue": "P1M" }, { "name": "Internet Banking", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Phone Banking", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Staff assisted (branch and telephone)", "feeType": "WITHDRAWAL", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Frequent Statement", "feeType": "EVENT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Collection Item", "feeType": "TRANSACTION", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" } }, { "name": "Overdrawn Fee", "feeType": "EVENT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "15.00" } }, { "name": "Overseas Withdrawal", "feeType": "WITHDRAWAL", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "5.00" } } ], "depositRates": [ { "depositRateType": "INTRODUCTORY", "rate": "0.0415", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "0 - 4999999", "unitOfMeasure": "DOLLAR", "minimumValue": "0.00", "maximumValue": "4999999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "0.00" } ], "additionalValue": "P3M", "additionalInfo": "The introductory bonus rate for the first 3 months as a new Maxi Saver customer." }, { "depositRateType": "VARIABLE", "rate": "0.0125", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "0 - 4999999", "unitOfMeasure": "DOLLAR", "minimumValue": "0.00", "maximumValue": "4999999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "0.00" } ], "additionalInfo": "Standard variable rate after the first 3 months. All variable rates are subject to change." }, { "depositRateType": "INTRODUCTORY", "rate": "0.0415", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "5000000+", "unitOfMeasure": "DOLLAR", "minimumValue": "5000000.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "5000000.00" } ], "additionalValue": "P3M", "additionalInfo": "The introductory bonus rate for the first 3 months as a new Maxi Saver customer." }, { "depositRateType": "VARIABLE", "rate": "0.0125", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "5000000+", "unitOfMeasure": "DOLLAR", "minimumValue": "5000000.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "5000000.00" } ], "additionalInfo": "Standard variable rate after the first 3 months. All variable rates are subject to change." }, { "depositRateType": "BONUS", "rate": "0.0045", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P3M", "tiers": [ { "name": "0 - 4999999", "unitOfMeasure": "DOLLAR", "minimumValue": "0.00", "maximumValue": "4999999.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "0.00" } ], "additionalValue": "P3M", "additionalInfo": "Open an account online and earning an extra online bonus rate for the first 3 months. For a limited time only. New Maxi Saver customers only. Offer may be varied or withdrawn at any time." }, { "depositRateType": "BONUS", "rate": "0.0045", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P3M", "tiers": [ { "name": "5000000+", "unitOfMeasure": "DOLLAR", "minimumValue": "5000000.00", "rateApplicationMethod": "WHOLE_BALANCE" } ], "applicabilityConditions": [ { "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT", "additionalValue": "5000000.00" } ], "additionalValue": "P3M", "additionalInfo": "Open an account online and earning an extra online bonus rate for the first 3 months. For a limited time only. New Maxi Saver customers only. Offer may be varied or withdrawn at any time." } ], "lendingRates": [ { "lendingRateType": "PENALTY", "rate": "0.1501", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "interestPaymentDue": "IN_ARREARS", "repaymentType": "OTHER", "loanPurpose": "OTHER", "applicabilityConditions": [ { "rateApplicabilityType": "OTHER", "additionalInfo": "The Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted on the last business day of each month) using the then current ULR until the account balance is positive again." } ], "additionalValue": "P1M" } ] } }