{
  "snapshot_at": "2026-10-23T23:01:27Z",
  "brand": "BankSA",
  "brand_slug": "banksa",
  "product_id": "BSATrBusSocietyChequeAccount",
  "cdr_url": "https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATrBusSocietyChequeAccount",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATrBusSocietyChequeAccount'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "BSATrBusSocietyChequeAccount",
    "lastUpdated": "2026-10-23T08:52:13Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Society Cheque Account",
    "description": "The BankSA Society Cheque Account is a transaction account for not-for-profit organisations to deposit or withdraw funds by various channels.",
    "brand": "BankSA",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.banksa.com.au/business/bank-accounts/society-cheque-account",
      "termsUri": "https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf",
      "eligibilityUri": "https://www.banksa.com.au/business/bank-accounts/society-cheque-account",
      "feesAndPricingUri": "https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Ideal for schools, charities, community and sporting groups and government agencies"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited monthly deposits and withdrawals"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "$0 account-keeping fee"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Free unlimited access to Internet and Phone Banking"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Deposit Only card: For approved office bearers"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Make non-cash payments via services such as BPAY, Pay Anyone, OSKO, Overseas Telegraphic Transfer (OTT) and Direct Debit."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Access at any BankSA branch, Bank@Post, at all times with Internet and Phone Banking; and via express deposit, automatic payments and deposits and BPAY"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Statements: At least every six months"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Deposit, receive and access funds, and make payments through a variety of channels including in branch, online and telephone banking"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "SMS and email alerts are available"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": "The product includes limited range of FRAUD_PROTECTION features."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "Applicant plus all signatories"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Operating in Australia with an Australian address"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties"
      }
    ],
    "fees": [
      {
        "name": "Account Keeping Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "additionalValue": "P1M"
      },
      {
        "name": "Internet Banking",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Express Deposit",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Phone Banking",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "EFTPOS",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Bank@Post",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Direct Credit",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Direct Debit",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Staff assisted transactions",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Periodical Payment",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "4.00"
        }
      },
      {
        "name": "Cheque Clearing (withdrawal)",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Cheque Clearing (deposit)",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Frequent Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "additionalInfo": "This fee is charged for each additional statement provided to you. The fee is charged on the last business day of the month in which the additional statement is provided."
      },
      {
        "name": "Collection Item",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Agency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Overdrawn Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        }
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.00",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "0 to 499",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "499.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Currently not applicable"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.00",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "500 and over",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Currently not applicable"
          }
        ]
      }
    ]
  }
}