{
  "snapshot_at": "2026-10-22T13:24:20Z",
  "brand": "BankVic",
  "brand_slug": "bankvic",
  "product_id": "S8_Savings_Bonus",
  "cdr_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/S8_Savings_Bonus",
  "x_v": 6,
  "how_to_fetch": "curl -H 'x-v: 6' 'https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/S8_Savings_Bonus'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited BankVic electronic transactions"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Bank 24/7 wherever you are and whenever you want with BankVic mobile and internet banking"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "PayID is the new way to make online payments that's faster, easier, smarter and more secure. A PayID is a smart address for payments which is securely linked to a bank account. It can be an email address or mobile phone number. Your PayID makes life much easier as you won't need to remember your BSB and account number anymore. Then when someone needs to pay you, you simply give them your PayID."
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Osko (NPP Faster Payment) is utilised across participating banks and financial institutions with funds received within seconds. You can use up to 280 characters to describe an Osko transaction. Plus you ll see the description instantly in your transaction record. Now that s a better way to understand your payments."
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "Direct Debit, BPAY"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Member of BankVic"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": "Australian citizen"
      }
    ],
    "fees": [
      {
        "name": "DIRECT_DEBIT_DISHONOUR_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "9.00"
        },
        "currency": "AUD",
        "additionalInfo": "Insufficient Funds in account"
      },
      {
        "name": "COMPANY_SEARCH_FEES",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "currency": "AUD",
        "additionalInfo": "Company search fee to open account."
      },
      {
        "name": "ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "6.00"
        },
        "currency": "AUD",
        "additionalInfo": "Fee applies to each record"
      },
      {
        "name": "ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.50"
        },
        "currency": "AUD",
        "additionalInfo": "Fee applies to each record"
      },
      {
        "name": "ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.50"
        },
        "currency": "AUD",
        "additionalInfo": "Fee applies to each record"
      },
      {
        "name": "EXPRESS_POSTAGE_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.50"
        },
        "currency": "AUD"
      },
      {
        "name": "RTGS",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "RTGS (Real Time Gross Settlement)"
      },
      {
        "name": "MISCELLANEOUS_FEES",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "$50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "5000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Deposit $100 per month and make no withdrawals to earn bonus interest",
        "additionalInfoUri": "https://www.bankvic.com.au/savings/?filter=Savings"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Deposit $100 per month and make no withdrawals to earn bonus interest",
        "additionalInfoUri": "https://www.bankvic.com.au/savings/?filter=Savings"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.053",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "5000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Deposit $100 per month and make no withdrawals to earn bonus interest",
        "additionalInfoUri": "https://www.bankvic.com.au/savings/?filter=Savings"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Deposit $100 per month and make no withdrawals to earn bonus interest",
        "additionalInfoUri": "https://www.bankvic.com.au/savings/?filter=Savings"
      }
    ],
    "productId": "S8_Savings_Bonus",
    "lastUpdated": "2026-10-01T08:59:05.000+10:00",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Bonus Saver",
    "description": "Reach your savings goals faster by earning bonus interest",
    "brand": "BankVic",
    "brandName": "BankVic",
    "applicationUri": "https://www.bankvic.com.au/apply-for-deposit-account/",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.bankvic.com.au/savings/",
      "termsUri": "https://cdn.intelligencebank.com/au/share/NZw2/RVzr/yzJw/original/BankVic+Terms+%2526+Conditions",
      "eligibilityUri": "https://www.bankvic.com.au/savings/",
      "feesAndPricingUri": "https://www.bankvic.com.au/savings/?filter=Savings"
    }
  }
}