{
  "snapshot_at": "2026-11-12T02:32:19Z",
  "brand": "bankWAW",
  "brand_slug": "bankwaw",
  "product_id": "S55_2",
  "cdr_url": "https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/S55_2",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/S55_2'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "ADDITIONAL_CARDS"
      },
      {
        "featureType": "BILL_PAYMENT"
      },
      {
        "featureType": "CARD_ACCESS"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "DIGITAL_WALLET"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "fees": [
      {
        "name": "ARCHIVE_SEARCH_FEE",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "50.00 per hour",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "BANK_AUDIT_CERTIFICATE_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "BUSINESS_TRANSACT_ACCOUNT_FEE",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "CARD_REPLACEMENT_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "CHEQUE_BOOK_ORDER",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "25 book for $5.00, 50 book for $7.50, 100 book for $10.00",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "CORPORATE_CHEQUE_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "DEPOSIT_BOOKS",
        "feeType": "PURCHASE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "DISHONOUR_FEE.",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "DISHONOUR_FEE_-_CHEQUE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "ELECTRONIC_PAYMENT_TRACE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "FOREIGN_CASH",
        "feeType": "PURCHASE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.01"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "FOREIGN_CURRENCY_CHEQUE_FEE",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "INACTIVE_ACCOUNT_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "INTERNATIONAL_AM_ENQUIRY",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "INTERNATIONAL_ATM_WITHDRAWAL_FEE",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "INTERNATIONAL_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0275"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "LARGE_CASH_WITHDRAWAL",
        "feeType": "PAYMENT",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0"
        },
        "currency": "AUD",
        "additionalInfo": "Price on Application",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "OVERDRAWN_ACCOUNT_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "OVER_COUNTER_STAFF_ASSISTED",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfo": "Over counter, Cash Withdrawal, External Transfer and Bpay",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "PERSONAL_CHEQUE_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "SPECIAL_CHQ_CLEARANCE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "STATEMENT_REQUEST",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "STOP_CHQ_REQUEST",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "SWIFT_INWARD_TRANSFER",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      },
      {
        "name": "SWIFT_OUTWARD_PAYMENT",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://www.bankwaw.com.au/Links/Interest-Rates"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S55_2",
    "lastUpdated": "2024-06-06T15:25:09.000+10:00",
    "name": "Everyday Transact",
    "description": "Everyday Transact",
    "brand": "WAW CREDIT UNION CO-OPERATIVE LTD",
    "brandName": "BankWAW",
    "applicationUri": "https://www.bankwaw.com.au/Links/Apply?type=saving-investing",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.wawcu.com.au/Transact/For-Your-Business/Business-Transact",
      "termsUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
      "eligibilityUri": "https://www.wawcu.com.au/Transact/For-Your-Business/Business-Transact",
      "feesAndPricingUri": "https://www.wawcu.com.au/Transact/For-Your-Business/Business-Transact"
    }
  }
}