{ "snapshot_at": "2026-11-13T01:41:10Z", "brand": "Bankwest", "brand_slug": "bankwest", "product_id": "b7c55febbeab43e1b0969f28c617f780", "cdr_url": "https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/b7c55febbeab43e1b0969f28c617f780", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/b7c55febbeab43e1b0969f28c617f780'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "features": [ { "featureType": "OTHER", "additionalInfo": "You can bank over the phone.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" }, { "featureType": "NPP_PAYID", "additionalInfo": "Get paid faster and easier by sending your mobile number and email address instead of your BSB and account number.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20040121-154653.pdf" }, { "featureType": "NPP_ENABLED", "additionalInfo": "Get paid faster and easier by transferring funds using your mobile number and email address instead of your BSB and account number.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20040121-154653.pdf" }, { "featureType": "DIGITAL_BANKING", "additionalInfo": "Bank on the go with the Bankwest App. Use Bankwest Online Banking (BOB) to access your money and manage your everyday banking subject to conditions of use. Limits may apply.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" }, { "featureType": "OTHER", "additionalInfo": "Direct credits to the account are permitted.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "featureType": "OTHER", "additionalInfo": "Create a goal, set up regular deposits and track your progress in the app.", "additionalInfoUri": "https://www.bankwest.com.au/mobile-banking-app" }, { "featureType": "OTHER", "additionalInfo": "To receive bonus interest, make at least one deposit of any amount (excluding interest) on or before the close of business on the last business day of the month, where you make a withdrawal the total deposits exceeds the total withdrawals made during the month.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "featureType": "OTHER", "additionalInfo": "No maximum monthly deposit limit.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" }, { "featureType": "NOTIFICATIONS", "additionalValue": "Alerts", "additionalInfo": "Set up Alerts through the Bankwest App to get notified about important account activity.", "additionalInfoUri": "https://www.bankwest.com.au/mobile-banking-app" } ], "constraints": [ { "constraintType": "OPENING_BALANCE", "additionalValue": "0.00", "additionalInfo": "No minimum deposit required to open the account.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" } ], "eligibility": [ { "eligibilityType": "MIN_AGE", "additionalValue": "14", "additionalInfo": "The Hero Saver is an interest bearing account for personal customers. If applying through staff assisted channels, be aged 14 years or older. If applying through online channels, be aged 16 years or older. Effective 4 May 2026, the applicant cannot be a trustee of any trust. Additional eligibility criteria apply to joint accounts.", "additionalInfoUri": " https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "eligibilityType": "NATURAL_PERSON", "additionalInfo": "The Hero Saver is an interest bearing account for personal customers aged 14 years or older. If applying through staff assisted channels, be aged 14 years or older. If applying through online channels, be aged 16 years or older. Effective 4 May 2026, the applicant cannot be a trustee of any trust. Additional eligibility criteria apply to joint accounts.", "additionalInfoUri": " https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "eligibilityType": "OTHER", "additionalValue": "1", "additionalInfo": "There is a limit of one account per person, whether as a single or joint account holder.", "additionalInfoUri": " https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "eligibilityType": "OTHER", "additionalValue": "2", "additionalInfo": "A maximum of two account holders is permitted on the account. Additional eligibility criteria apply for joint accounts.", "additionalInfoUri": " https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "eligibilityType": "RESIDENCY_STATUS", "additionalValue": "Australian citizen or Australian permanent resident", "additionalInfo": "Customer must have a residential address in Australia (limited exceptions may apply subject to conditions)", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/tmd/Bank-and-Save/26-05-2026/herosaver-tmd-210520261055.pdf" } ], "fees": [ { "name": "Maintenance Fee", "feeType": "PERIODIC", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" }, "currency": "AUD", "additionalValue": "P1M", "additionalInfo": "No monthly maintenance fees apply to this product.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "name": "Search Handling Fee", "feeType": "EVENT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "40.00" }, "currency": "AUD", "additionalInfo": "For completion of any search conducted by the Bank (per search)", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20040121-160125.pdf" } ], "depositRates": [ { "depositRateType": "VARIABLE", "rate": "0", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "Amount", "unitOfMeasure": "DOLLAR", "minimumValue": "5000001.00", "rateApplicationMethod": "PER_TIER" } ], "additionalInfo": "Credit interest will be paid in respect of each day at Your Credit Interest Rate current on that day.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "depositRateType": "VARIABLE", "rate": "0.001", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "Amount", "unitOfMeasure": "DOLLAR", "minimumValue": "0.00", "maximumValue": "250000.99", "rateApplicationMethod": "PER_TIER" } ], "additionalInfo": "Credit interest will be paid in respect of each day at Your Credit Interest Rate current on that day.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "depositRateType": "VARIABLE", "rate": "0.001", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "Amount", "unitOfMeasure": "DOLLAR", "minimumValue": "250001.00", "maximumValue": "5000000.99", "rateApplicationMethod": "PER_TIER" } ], "additionalInfo": "Credit interest will be paid in respect of each day at Your Credit Interest Rate current on that day.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "depositRateType": "BONUS", "rate": "0", "calculationFrequency": "P1M", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "Amount", "unitOfMeasure": "DOLLAR", "minimumValue": "250001.00", "maximumValue": "5000000.99", "rateApplicationMethod": "PER_TIER", "applicabilityConditions": [ { "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED", "additionalValue": "0.01", "additionalInfo": "Bonus interest will be paid in respect of each day of a month of the year at Your Bonus Interest Rate current on that day if the account balance (excluding interest) at the close of business hours on the last business day of the month is higher than at the first business day of the month. Bonus interest is only applicable for deposit balance up to $250,000.99 and amounts over this amount will not be eligible for the bonus interest.Bonus rates applied may vary. Terms and conditions may apply.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" } ] } ], "additionalInfo": "Bonus interest will be paid in respect of each day of a month of the year at Your Bonus Interest Rate on that day if the total amount of deposits (excluding interest) exceeds the total amount of withdrawals in that month.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "depositRateType": "BONUS", "rate": "0", "calculationFrequency": "P1M", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "Amount", "unitOfMeasure": "DOLLAR", "minimumValue": "5000001.00", "rateApplicationMethod": "PER_TIER", "applicabilityConditions": [ { "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED", "additionalValue": "0.01", "additionalInfo": "Bonus interest will be paid in respect of each day of a month of the year at Your Bonus Interest Rate current on that day if the account balance (excluding interest) at the close of business hours on the last business day of the month is higher than at the first business day of the month. Bonus interest is only applicable for deposit balance up to $250,000.99 and amounts over this amount will not be eligible for the bonus interest.Bonus rates applied may vary. Terms and conditions may apply.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" } ] } ], "additionalInfo": "Bonus interest will be paid in respect of each day of a month of the year at Your Bonus Interest Rate on that day if the total amount of deposits (excluding interest) exceeds the total amount of withdrawals in that month.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" }, { "depositRateType": "BONUS", "rate": "0.054", "calculationFrequency": "P1M", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "tiers": [ { "name": "Amount", "unitOfMeasure": "DOLLAR", "minimumValue": "0.00", "maximumValue": "250000.99", "rateApplicationMethod": "PER_TIER", "applicabilityConditions": [ { "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED", "additionalValue": "0.01", "additionalInfo": "Bonus interest will be paid in respect of each day of a month of the year at Your Bonus Interest Rate current on that day if the account balance (excluding interest) at the close of business hours on the last business day of the month is higher than at the first business day of the month. Bonus interest is only applicable for deposit balance up to $250,000.99 and amounts over this amount will not be eligible for the bonus interest.Bonus rates applied may vary. Terms and conditions may apply.", "additionalInfoUri": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20140522-125921.pdf" } ] } ], "additionalInfo": "Bonus interest will be paid in respect of each day of a month of the year at Your Bonus Interest Rate on that day if the total amount of deposits (excluding interest) exceeds the total amount of withdrawals in that month.", "additionalInfoUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" } ], "productId": "b7c55febbeab43e1b0969f28c617f780", "effectiveTo": "9999-12-31T00:00:00.000Z", "lastUpdated": "2026-11-13T11:37:24.000Z", "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS", "name": "Hero Saver", "description": "A savings account that rewards you for growing your balance", "brand": "Bankwest", "brandName": "Bankwest", "applicationUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest", "isTailored": false, "additionalInformation": { "overviewUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest", "termsUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest", "eligibilityUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest", "feesAndPricingUri": "https://www.bankwest.com.au/savings-accounts/bonus-interest" } } }