{
  "snapshot_at": "2026-10-22T13:24:26Z",
  "brand": "Bendigo Bank",
  "brand_slug": "bendigo-bank",
  "product_id": "6d6b4d2d-55b4-48ef-afeb-b5d4a6d0cae4",
  "cdr_url": "https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/6d6b4d2d-55b4-48ef-afeb-b5d4a6d0cae4",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/6d6b4d2d-55b4-48ef-afeb-b5d4a6d0cae4'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "lastUpdated": "2026-10-18T13:32:24.574Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Bendigo Business EasySaver",
    "description": "This account offers a single interest rate on the entire balance of the account, and includes free e-banking transactions.",
    "productId": "6d6b4d2d-55b4-48ef-afeb-b5d4a6d0cae4",
    "brandName": "Bendigo Bank",
    "isTailored": false,
    "bundles": [],
    "cardArt": [],
    "features": [
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited free e-banking transactions."
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet and phone banking available"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Minimum opening balance of just $1"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Single interest rate regardless of the account balance"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No monthly account service fee, and free e-banking transactions"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "e-statements available"
      },
      {
        "featureType": "NPP_PAYID"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      }
    ],
    "fees": [
      {
        "name": "Branch Cash Withdrawal",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
        "fixedAmount": {
          "amount": "1.750000"
        }
      },
      {
        "name": "Branch Transfer",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
        "fixedAmount": {
          "amount": "1.750000"
        }
      },
      {
        "name": "Collection Item",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
        "fixedAmount": {
          "amount": "0.700000"
        }
      },
      {
        "name": "Bank Cheque Withdrawal",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "discounts": [],
        "fixedAmount": {
          "amount": "10.000000"
        }
      },
      {
        "name": "EFT Credit Transfer",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
        "fixedAmount": {
          "amount": "4.000000"
        }
      },
      {
        "name": "Periodical Payment to Other Financial Institution",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
        "fixedAmount": {
          "amount": "3.750000"
        }
      }
    ],
    "lendingRates": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0150000000000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC"
      }
    ],
    "additionalInformation": {
      "overviewUri": "https://www.bendigobank.com.au/business/business-savings-accounts/",
      "termsUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "eligibilityUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "feesAndPricingUri": "https://www.bendigobank.com.au/disclosure-documents/"
    },
    "brand": "BENDIGO"
  }
}