{
  "snapshot_at": "2026-10-22T13:24:26Z",
  "brand": "Bendigo Bank",
  "brand_slug": "bendigo-bank",
  "product_id": "cb6f3716-4e76-4e5b-b79d-0720756a21ac",
  "cdr_url": "https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/cb6f3716-4e76-4e5b-b79d-0720756a21ac",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/cb6f3716-4e76-4e5b-b79d-0720756a21ac'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "effectiveFrom": "2021-03-09T13:00:00.000Z",
    "lastUpdated": "2026-10-18T13:32:23.694Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Bendigo Reward Saver",
    "description": "A savings account that helps you save for your goals - with a Bonus Rate to get you there faster.",
    "productId": "cb6f3716-4e76-4e5b-b79d-0720756a21ac",
    "brandName": "Bendigo Bank",
    "isTailored": false,
    "bundles": [],
    "cardArt": [],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Bonus interest rate available when you grow your balance each month."
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited e-banking transactions"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Monthly Service Fee"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Ability for existing customers to open an account in e-banking"
      }
    ],
    "constraints": [],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Grow your balance every month "
      }
    ],
    "fees": [],
    "lendingRates": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0010000000000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0490000000000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfo": "Bonus Rate in addition to variable (Base) rate where criteria is met\nWhen you grow your balance every month*\nWatch your savings grow without worrying about monthly service fees",
        "additionalValue": "For customers 31 years old or older Subject to eligibility criteria being met",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "0.01",
            "additionalInfo": "In addition to interest paid by us."
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0490000000000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfo": "Bonus Rate in addition to variable (Base) rate where criteria is met.\nWhen you grow your balance every month*\nWatch your savings grow without worrying about monthly service fees ",
        "additionalValue": "For customers 30 years old or younger, subject to eligibility criteria being met",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "0.01",
            "additionalInfo": "In addition to interest paid by us."
          }
        ]
      }
    ],
    "additionalInformation": {
      "overviewUri": "https://www.bendigobank.com.au/personal/savings-accounts/reward-saver/",
      "termsUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "eligibilityUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "feesAndPricingUri": "https://www.bendigobank.com.au/disclosure-documents/"
    },
    "brand": "BENDIGO"
  }
}