{
  "snapshot_at": "2026-10-22T13:24:29Z",
  "brand": "Beyond Bank Australia",
  "brand_slug": "beyond-bank-australia",
  "product_id": "32",
  "cdr_url": "https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/32",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/32'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "32",
    "effectiveFrom": "2016-01-07T13:30:00.0000000Z",
    "lastUpdated": "2026-10-12T12:00:33.0718084Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Purple Bonus Saver",
    "description": "The Purple Bonus Saver Account is designed to assist you to grow your savings and achieve your goals.",
    "brand": "BYD",
    "brandName": "Beyond Bank Australia",
    "applicationUri": "https://www.beyondbank.com.au/bank-and-save/accounts/savings-accounts/purple-bonus-saver-account/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.beyondbank.com.au/bank-and-save/accounts/savings-accounts/purple-bonus-saver-account/",
      "termsUri": "https://www.beyondbank.com.au/bank-and-save/accounts/savings-accounts/purple-bonus-saver-account/",
      "eligibilityUri": "https://www.beyondbank.com.au/bank-and-save/accounts/savings-accounts/purple-bonus-saver-account/",
      "feesAndPricingUri": "https://www.beyondbank.com.au/bank-and-save/accounts/savings-accounts/purple-bonus-saver-account/"
    },
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "BPAY available.",
        "additionalInfoUri": "https://www.beyondbank.com.au/help-and-contact/faqs/internet-banking/how-do-i-use-bpay-on-internet-banking/"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services",
        "additionalInfoUri": "https://www.beyondbank.com.au/bank-and-save/switch-to-beyond-bank/"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Text Me or Push Notification Alert",
        "additionalInfo": "Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.",
        "additionalInfoUri": "https://brand.beyondbank.com.au/m/3639ea02e11a40f4/original/Product-Guide-website.pdf"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "New Payments Platform (NPP) available.  Allows you to send and receive money instantly between eligible accounts with your PayID.",
        "additionalInfoUri": "https://www.beyondbank.com.au/bank-and-save/switch-to-beyond-bank/osko/"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "New Payments Platform (NPP) is available.  Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts.",
        "additionalInfoUri": "https://www.beyondbank.com.au/bank-and-save/switch-to-beyond-bank/osko/"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Membership: You must be or become a Beyond Bank Australia member"
      }
    ],
    "fees": [
      {
        "name": "Purple Bonus Saver Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable for over the counter cash withdrawals, staff assisted transfers or BPAY payments made in branch or over the phone by the Member Service Centre. Receive two free transactions per month before the fee is charged."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "BONUS",
        "rate": "0.0489",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Tier 1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "200000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "50.00",
            "additionalInfo": "Deposit at least $50 into the account each month."
          }
        ],
        "additionalValue": "BONUS TIERS",
        "additionalInfo": "You will become eligible for bonus interest if you: a) deposit at least $50 during the month; and b) do not make a withdrawal during the same month. Interest is paid monthly."
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Tier 2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "200000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalValue": "BONUS TIERS",
        "additionalInfo": "No bonus interest is earned on balances greater than $200,000.01 the base rate will apply. Interest is paid monthly."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Floating Balance Tier 1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfo": "Interest is paid monthly.  If bonus conditions are not met, the rate of interest will be the base rate."
      }
    ]
  }
}