{
  "snapshot_at": "2026-11-12T02:32:30Z",
  "brand": "Border Bank",
  "brand_slug": "border-bank",
  "product_id": "02a50836-f785-420f-8508-1904dc8bbc92",
  "cdr_url": "https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/02a50836-f785-420f-8508-1904dc8bbc92",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/02a50836-f785-420f-8508-1904dc8bbc92'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "Border Bank",
    "description": "It is an all in one day to day savings account to manage everyday banking, budget and savings needs.  U30 SUPER CHARGE Account provides the ability to set money aside for budgeting bills and other regular expenses and achieve various savings goals with up to 2 Sub accounts",
    "isTailored": false,
    "lastUpdated": "2026-11-11T13:01:29.356Z",
    "name": "U30 SUPER CHARGE Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "02a50836-f785-420f-8508-1904dc8bbc92",
    "additionalInformation": {
      "overviewUri": "https://www.borderbank.com.au/banking",
      "termsUri": "https://www.borderbank.com.au/important-documents",
      "eligibilityUri": "https://cdn.mediavalet.com/aunsw/policebank/cKGxpqNuvkCIE1-aEo4Y4A/l9_omLKu90SHFT4f34H4ZA/Original/BBS19_U30-SUPER-CHARGE-Account-TMD.pdf",
      "feesAndPricingUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://www.borderbank.com.au/online-membership-application/",
    "brandName": null,
    "brandGroup": null,
    "cardArt": [
      {
        "imageUri": "https://www.borderbank.com.au/wp-content/uploads/2026/01/BB_D-Cuscal_3282279_PB_Border-Bank_V904_PW-Visa-Debit-HOR-digital-artwork_512x323.png",
        "title": "Visa Debit Card",
        "cardScheme": "VISA",
        "cardType": "DEBIT"
      }
    ],
    "effectiveFrom": "2022-04-11T09:00:00Z",
    "effectiveTo": null,
    "bundles": null,
    "constraints": null,
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0575",
        "additionalInfo": "Balance $0 to $10,000",
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Tier 1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "10000.00",
            "rateApplicationMethod": "PER_TIER",
            "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#"
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0",
        "additionalInfo": "Balance $10,001 or more",
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
        "additionalValue": null,
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Tier 2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10001.00",
            "rateApplicationMethod": "PER_TIER",
            "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#"
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "SMSF Allowed",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Individuals",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Australian Residents"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Australian Citizen"
      }
    ],
    "features": [
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Pay with your Border Bank Visa Debit Cards using Google Pay",
        "additionalInfoUri": null,
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": "A Border Bank Easy Access Account offers all the features you could ask from an everyday access facility",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/#debitcard",
        "additionalValue": "Visa Debit"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "ATM withdrawals up to $1000 ",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. ",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null
      },
      {
        "featureType": "FREE_TXNS",
        "additionalInfo": "In addition 4 other Financial Institution ATM withdrawal fees are rebated, max $8 a month if on Reduced Fees program. 10 free RediATM transactions if on Reduced Fees program",
        "additionalInfoUri": null,
        "additionalValue": "10"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "BPAY - for your bill payments with access to the\r\nBPAY system*",
        "additionalInfoUri": null,
        "additionalValue": "BPAY"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OVERDRAFT",
        "additionalInfo": "Adding flexibility to your account, Credit Overdraft. Attaching a Credit Overdraft facility to this account means you will always be prepared for those unexpected bills or bargain buys!",
        "additionalInfoUri": "https://www.borderbank.com.au/overdraft",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/",
        "additionalValue": null
      },
      {
        "featureType": "FREE_TXNS",
        "additionalInfo": "All Members receive 4 RediATM transactions and are therefore charged 1.37 per transaction. 4 without Reduced Fees Program",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": "4"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Debits. Set up Direct Debits from this account",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online Internet Banking – Service is free.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Pay with your Border Bank Visa Debit Cards using Apple Pay",
        "additionalInfoUri": null,
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Credits. Set regular payments like your pay sent straight to your account",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission.",
        "additionalInfoUri": "https://www.borderbank.com.au/faq/#visa",
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Pay with your Border Bank Visa Debit Cards using Samsung Pay",
        "additionalInfoUri": null,
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Phone banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "PayTo® is a modern digital payment solution \noffering a fast, easy and secure way to pay. It \ngives members more visibility and control over their \npayments, and enables merchants and businesses \nto initiate real-time payments from their customers’ \nbank accounts.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Credits. Set regular payments like your pay sent straight to your account",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/",
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Yes",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.borderbank.com.au/credit-card",
        "additionalValue": "P55D"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "ATM withdrawals. up to $1000",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Periodical Payments. Can set up Periodical Payments",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": "Can be used at over 29 million Visa outlets in over 250 countries around the world",
        "additionalInfoUri": "https://www.borderbank.com.au/credit-card",
        "additionalValue": "Credit Card"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Confirmation Of Payee",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "EVENT",
        "name": "Third Party Costs",
        "additionalInfo": "At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is\navailable on request.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Visa Overseas Emergency Fee",
        "additionalInfo": "Payable when you request an emergency replacement Visa Card or emergency Cash Advance overseas",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "175.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Document Retrieval Fee",
        "additionalInfo": "Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. Payable on request for documents to be retrieved",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "External Electronic Periodical Payments",
        "additionalInfo": "If part of the Reduced Fees program, the first 3 transactions are free. Per transaction if Border Bank staff set up on your behalf. ",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Dormant Accounts fee",
        "additionalInfo": "After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees\r\nand government charges are not classed as transactions.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Counter Cash withdrawal fee up to $24,999",
        "additionalInfo": "First 3 free if part of Reduced Fees program",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Visa International Fees",
        "additionalInfo": "Payable if and when you use the Visa Card overseas and the transaction is in a\nforeign currency. All overseas transactions are converted to Australian dollars\nand are subject to this fee as a percentage of the value of the transaction. A\nproportion of the fee may be retained by Border Bank. The amount of this conversion\nfee is subject to change from time to time and we will advise you in advance. 3%",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "ATM Balance Enquiry fee",
        "additionalInfo": "At Cost",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Default Notice Fee",
        "additionalInfo": "Payable if and when we send you a default notice for an overdrawn account where an arrears remains\r\nunremedied after we have sent you an arrears letter ",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "21.50"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Replacement Card Fee",
        "additionalInfo": "Payable for any second or subsequent request for the replacement of a Visa Card.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Coin Handling Fee",
        "additionalInfo": "Fee can also be 2 % of the amount whichever is the greater. Payable whenever coins deposited in a single month reach an accumulated value in excess of $100",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "12.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Additional Statement Fee",
        "additionalInfo": "$1.50 per page. Payable if and when you request an additional statement.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Bank@Post Cash Withdrawal fee",
        "additionalInfo": "Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Bank Draft",
        "additionalInfo": "Per Draft",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Counter Cash withdrawal $25,000 and over",
        "additionalInfo": "$50 per withdrawal",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.1196",
        "additionalInfo": "May be applicable if your account becomes overdrawn",
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": "OTHER",
        "repaymentType": "OTHER",
        "tiers": null,
        "applicabilityConditions": null,
        "applicationType": "PERIODIC"
      }
    ],
    "instalments": null
  }
}