{
  "snapshot_at": "2026-10-31T23:12:34Z",
  "brand": "Border Bank",
  "brand_slug": "border-bank",
  "product_id": "2f774fe3-962f-4120-bd75-7f2996e6127f",
  "cdr_url": "https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/2f774fe3-962f-4120-bd75-7f2996e6127f",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/2f774fe3-962f-4120-bd75-7f2996e6127f'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "Border Bank",
    "description": "This is a special purpose savings account created to enable you to earn extra interest if you do not withdraw funds. Funds are available at call. You can use Internet on the account. ",
    "isTailored": false,
    "lastUpdated": "2026-10-31T13:01:23.979Z",
    "name": "Bonus Saver Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "2f774fe3-962f-4120-bd75-7f2996e6127f",
    "additionalInformation": {
      "overviewUri": "https://www.borderbank.com.au/forms/join",
      "termsUri": "https://www.borderbank.com.au/important-documents",
      "eligibilityUri": "https://cdn.mediavalet.com/aunsw/policebank/N3uikFsYQkSPDllMAnSg1Q/bFQbCpIpM0iOwkLtPvhqPg/Original/BBS23_Bonus-Saver-Account-TMD.pdf",
      "feesAndPricingUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://www.borderbank.com.au/forms/join",
    "brandName": null,
    "brandGroup": null,
    "cardArt": null,
    "effectiveFrom": "2020-09-24T12:02:00Z",
    "effectiveTo": null,
    "bundles": null,
    "constraints": null,
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": "Balance $10,001 or more",
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "S23 T3",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10001.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0475",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
        "additionalValue": "Whole Balance Monthly. Bonus Interest rate applies if no withdrawals and a minimum deposit of $100 are made within a month",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": null,
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": null,
            "additionalInfoUri": null,
            "rateApplicabilityType": "MAX_WITHDRAWALS",
            "additionalValue": "0"
          },
          {
            "additionalInfo": null,
            "additionalInfoUri": null,
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "100.00"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": "Balance $500 to $10,000",
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "S23 T2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500.00",
            "maximumValue": "10000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": "Balance $0 to $499",
        "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "S23 T1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "499.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Bonus Saver Account is only available to Australian Customs and Border Protection Services and Australian Quarantine Inspection Services (Core Members)",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Australian Citizen"
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Individuals",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Australian Residents"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet banking, You can check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
        "additionalValue": null
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Bonus Interest Rate available. Minimum of $100 to be deposited each month in order to achieve bonus interest. If a withdrawal is made in a month then no bonus interest will be paid. ",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
        "additionalValue": null
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. ",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Credits. Make regular credits like your pay into this account",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Credits. Set regular payments like your pay sent straight to your account",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/",
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Yes",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Pay with your Border Bank Visa Debit Cards using Google Pay",
        "additionalInfoUri": null,
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Debits. Set up Direct Debits from this account",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.borderbank.com.au/credit-card",
        "additionalValue": "P55D"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "ATM withdrawals. up to $1000",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Periodical Payments. Can set up Periodical Payments",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission.",
        "additionalInfoUri": "https://www.borderbank.com.au/faq/#visa",
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Pay with your Border Bank Visa Debit Cards using Apple Pay",
        "additionalInfoUri": null,
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": "Can be used at over 29 million Visa outlets in over 250 countries around the world",
        "additionalInfoUri": "https://www.borderbank.com.au/credit-card",
        "additionalValue": "Credit Card"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/",
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Pay with your Border Bank Visa Debit Cards using Samsung Pay",
        "additionalInfoUri": null,
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers",
        "additionalInfoUri": "https://www.borderbank.com.au/visa-cards/",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Confirmation Of Payee",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "EVENT",
        "name": "Additional Statement Fee",
        "additionalInfo": "$1.50 per page. Payable if and when you request an additional statement.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Dormant Accounts fee",
        "additionalInfo": "After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees\r\nand government charges are not classed as transactions.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Document Retrieval Fee",
        "additionalInfo": "Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. Payable on request for documents to be retrieved",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Third Party Costs",
        "additionalInfo": "At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is\navailable on request.",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Default Notice Fee",
        "additionalInfo": "Payable if and when we send you a default notice for an overdrawn account where an arrears remains\r\nunremedied after we have sent you an arrears letter ",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "21.50"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Counter Cash withdrawal fee up to $24,999",
        "additionalInfo": "First 3 free if part of Reduced Fees program",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Counter Cash withdrawal $25,000 and over",
        "additionalInfo": "Per cash withdrawal $25,000 or over",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.1196",
        "additionalInfo": "May be applicable if your account becomes overdrawn",
        "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": "OTHER",
        "repaymentType": "OTHER",
        "tiers": null,
        "applicabilityConditions": null,
        "applicationType": "PERIODIC"
      }
    ],
    "instalments": null
  }
}