{
  "snapshot_at": "2026-10-22T13:24:37Z",
  "brand": "Broken Hill Bank",
  "brand_slug": "broken-hill-bank",
  "product_id": "46",
  "cdr_url": "https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/46",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/46'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "46",
    "effectiveFrom": "2001-07-02T14:30:00.0000000Z",
    "lastUpdated": "2026-06-11T02:00:18.8259621Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Super Youth Saver",
    "description": "The Super Youth Saver is the perfect savings account for young people aged 12-17! With no account fees and an attractive interest rate, this account can help you reach your savings goals sooner.",
    "brand": "Broken Hill Bank",
    "applicationUri": "https://brokenhill.bank/open-an-account",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://brokenhill.bank/youth-and-kids",
      "termsUri": "https://brokenhill.bank/youth-and-kids",
      "feesAndPricingUri": "https://brokenhill.bank/rates-and-fees"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone",
        "additionalInfoUri": "https://brokenhill.bank/access"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "\"New Payments Platform (NPP)\" - Making Payments Faster And Simpler"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "\"PayID\" - An Alternative Way To Make Payments Instead Of Remembering Account Numbers",
        "additionalInfoUri": "https://brokenhill.bank/payid"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Monthly Account Keeping Fees"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
      }
    ],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "0.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://brokenhill.bank/youth-and-kids"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "12",
        "additionalInfoUri": "https://brokenhill.bank/youth-and-kids"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Citizens Or Permanent Residents",
        "additionalInfo": "Residents Of Australia Are Eligible"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.03",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0125",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "maximumValue": "19999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0075",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/3",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "20000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      }
    ]
  }
}