{
  "snapshot_at": "2026-10-22T13:24:39Z",
  "brand": "Central Murray Bank",
  "brand_slug": "central-murray-bank",
  "product_id": "S15_Std",
  "cdr_url": "https://secure.centralmurray.bank/openbanking/cds-au/v1/banking/products/S15_Std",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://secure.centralmurray.bank/openbanking/cds-au/v1/banking/products/S15_Std'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "fees": [
      {
        "name": "CORPORATE_CHEQUE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "OTC_BPAY",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.centralmurray.bank/personal-banking/fees-charges-and-rewards/"
      },
      {
        "name": "OTC_CASH_WITHDRAWAL",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "OTC_TRANSFERS",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "OTC_EFT_EXTERNAL",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12Y",
        "tiers": [
          {
            "name": "NOTICE OF WITHDRAWAL_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "4999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12Y",
        "tiers": [
          {
            "name": "NOTICE OF WITHDRAWAL_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "9999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12Y",
        "tiers": [
          {
            "name": "NOTICE OF WITHDRAWAL_Tier_3",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "maximumValue": "19999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0015",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12Y",
        "tiers": [
          {
            "name": "NOTICE OF WITHDRAWAL_Tier_4",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "20000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S15_Std",
    "lastUpdated": "2025-11-13T12:00:01.000+11:00",
    "name": "NOTICE OF WITHDRAWAL",
    "description": "NOTICE OF WITHDRAWAL",
    "brand": "CENTRAL MURRAY CREDIT UNION LIMITED",
    "brandName": "CENTRAL MURRAY CREDIT UNION LIMITED",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.centralmurray.bank/personal-banking/savings-accounts/notice-of-withdrawal/",
      "termsUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/",
      "eligibilityUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/",
      "feesAndPricingUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/"
    }
  }
}