{
  "snapshot_at": "2026-10-22T13:24:39Z",
  "brand": "Central Murray Bank",
  "brand_slug": "central-murray-bank",
  "product_id": "S6_Std",
  "cdr_url": "https://secure.centralmurray.bank/openbanking/cds-au/v1/banking/products/S6_Std",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://secure.centralmurray.bank/openbanking/cds-au/v1/banking/products/S6_Std'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "NPP_ENABLED",
        "additionalInfoUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/"
      },
      {
        "featureType": "NPP_PAYID"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/"
      }
    ],
    "fees": [
      {
        "name": "DIRECT_DEBIT_DISHONOUR",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "DIRECT_DEBIT_PROCESSING",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.20"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "FUTURE_DATED_BPAY",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "FUTURE_DATED_EFT_-_EXTERNAL",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "FUTURE_DATED_OSKO",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.20"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "OTC_BPAY",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.centralmurray.bank/personal-banking/fees-charges-and-rewards/"
      },
      {
        "name": "OTC_CASH_WITHDRAWAL",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "OTC_EFT_EXTERNAL",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      },
      {
        "name": "OTC_TRANSFERS",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.cmcu.com.au/savings__investments/fees_charges_rewards"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0225",
        "calculationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12Y",
        "additionalInfoUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S6_Std",
    "lastUpdated": "2025-11-13T11:55:16.000+11:00",
    "name": "SUPER SAVER ACCOUNT",
    "description": "SUPER SAVER ACCOUNT",
    "brand": "CENTRAL MURRAY CREDIT UNION LIMITED",
    "brandName": "CENTRAL MURRAY CREDIT UNION LIMITED",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.centralmurray.bank/personal-banking/youth-accounts/youth-saver-account/",
      "termsUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/",
      "eligibilityUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/",
      "feesAndPricingUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/"
    }
  }
}