{
  "snapshot_at": "2026-10-22T13:24:42Z",
  "brand": "Coastline Bank",
  "brand_slug": "coastline-bank",
  "product_id": "14",
  "cdr_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/14",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/14'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "14",
    "effectiveFrom": "2006-06-30T14:30:00.0000000Z",
    "lastUpdated": "2026-06-01T06:00:14.8362123Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Christmas Club",
    "description": "Christmas Club",
    "brand": "Coastline ",
    "applicationUri": "https://onboarding.coastline.com.au/#/welcome?productcode=115",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.coastline.com.au/personal/savings-accounts",
      "termsUri": "https://www.coastline.com.au/conditions-of-use/",
      "eligibilityUri": "https://www.coastline.com.au/conditions-of-use/",
      "feesAndPricingUri": "https://www.coastline.com.au/conditions-of-use/",
      "bundleUri": "https://www.coastline.com.au/personal/savings-accounts"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "During the 1st November and 31 January each year"
      }
    ],
    "constraints": [
      {
        "constraintType": "OTHER",
        "additionalInfo": "Account closed to withdrawals between 1st of February and 31 October each year"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australia"
      }
    ],
    "fees": [
      {
        "name": "Security Token",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Xmas Club Early Withdrawal Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Dormant Account Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y"
      },
      {
        "name": "Chq Deposit Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Special Clearance Chq Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "32.50"
        },
        "currency": "AUD"
      },
      {
        "name": "Elec Outbound Rejection Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD"
      },
      {
        "name": "SMS Fees",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        },
        "currency": "AUD"
      },
      {
        "name": "Piggy Bank",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Staff Assisted Electronic Pmnt",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.25"
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0195",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Floating Balance - Tier 2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "EXISTING_CUST"
              },
              {
                "rateApplicabilityType": "NEW_ACCOUNTS"
              },
              {
                "rateApplicabilityType": "NEW_CUSTOMER"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "EXISTING_CUST"
          },
          {
            "rateApplicabilityType": "NEW_ACCOUNTS"
          },
          {
            "rateApplicabilityType": "NEW_CUSTOMER"
          }
        ]
      }
    ]
  }
}