{
  "snapshot_at": "2026-11-13T01:41:27Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "72f214498c7f47a98fe59b794e7c01ab",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/72f214498c7f47a98fe59b794e7c01ab",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/72f214498c7f47a98fe59b794e7c01ab'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY View",
        "additionalInfo": "With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/bpay-view.html"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking.html"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Pay and receive near real-time payments.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/pay-id.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Staff-assisted withdrawals are available with $0 assisted withdrawal fee"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/goal-tracker.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/qr-cardless.html"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited CommBank electronic transactions.",
        "additionalInfoUri": "https://www.commbank.com.au/banking/goal-saver.html"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "For customers wanting to apply online, they will require an Australian residential address."
      }
    ],
    "fees": [
      {
        "name": "Paper Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfo": "A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements, or when you ask us to give you an additional account statement outside of the standard cycle"
      },
      {
        "name": "Account Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M"
      },
      {
        "name": "Paper Statement Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P6M",
        "additionalInfo": "Fees do not apply for statements issued as per the standard statement frequency."
      },
      {
        "name": "Staff assisted withdrawals",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "There is no charge when you take money out at a CommBank branch, agency, with telephone banking if using an operator or by cashing a cheque.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfo": "The standard variable rate applies if the bonus conditions are not met. The standard variable credit interest rate is paid on your entire account balance.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.054",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "49999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSITS",
            "additionalValue": "1",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          },
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "0.01",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          }
        ],
        "additionalValue": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.054",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSITS",
            "additionalValue": "1",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          },
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "0.01",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          }
        ],
        "additionalValue": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.054",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "maximumValue": "999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSITS",
            "additionalValue": "1",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          },
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "0.01",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          }
        ],
        "additionalValue": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.054",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSITS",
            "additionalValue": "1",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          },
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "0.01",
            "additionalInfo": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          }
        ],
        "additionalValue": "We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      }
    ],
    "productId": "72f214498c7f47a98fe59b794e7c01ab",
    "lastUpdated": "2026-11-13T11:36:58.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "GoalSaver",
    "description": "Be rewarded with a variable bonus interest rate for saving regularly each month.",
    "brand": "CBA",
    "brandName": "CommBank",
    "applicationUri": "https://www.commbank.com.au/banking/goal-saver.html#apply",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/banking/goal-saver.html",
      "termsUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf",
      "eligibilityUri": "https://www.commbank.com.au/banking/goal-saver.html#applyhow",
      "feesAndPricingUri": "https://www.commbank.com.au/banking/goal-saver.html#rates"
    }
  }
}