{
  "snapshot_at": "2026-11-13T01:41:27Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "9a2b1a1885e749538f08973b6998cf10",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/9a2b1a1885e749538f08973b6998cf10",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/9a2b1a1885e749538f08973b6998cf10'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking.html"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Receive near real-time payments.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/pay-id.html"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited CommBank electronic transactions."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "The SMSF must have at least one signatory aged 18 or older"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "SMSF Saver is available for Australian Self Managed Superannuation Funds (SMSF)"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You'll need to be an existing CommBank customer, with a NetBank Client Number."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You'll need to link an eligible CommBank transaction account to your SMSF Saver. Eligible accounts can be a Commonwealth Direct Investment Account or a Commonwealth Private Bank Account. Fees may apply to these accounts."
      }
    ],
    "fees": [
      {
        "name": "Paper Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfo": "A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0515",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest is paid at a banded interest rate. With interest paid on the portion of the balance within each band. "
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0515",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "maximumValue": "999999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest is paid at a banded interest rate. With interest paid on the portion of the balance within each band. "
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0515",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest is paid at a banded interest rate. With interest paid on the portion of the balance within each band. "
      }
    ],
    "productId": "9a2b1a1885e749538f08973b6998cf10",
    "lastUpdated": "2026-11-13T11:36:58.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "SMSF Saver",
    "description": "A savings account for Self Managed Super Fund customers with the ability to move money via a linked CommBank transaction account.",
    "brand": "CBA",
    "brandName": "CommBank",
    "applicationUri": "https://www.my.commbank.com.au/netbank/everyday-banking/smsf-saver/origination",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/investing-and-super/smsf/smsf-saver.html",
      "termsUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf",
      "eligibilityUri": "https://www.commbank.com.au/investing-and-super/smsf/smsf-saver.html#apply",
      "feesAndPricingUri": "https://www.commbank.com.au/investing-and-super/smsf/smsf-saver.html#rates"
    }
  }
}