{
  "snapshot_at": "2026-11-13T01:41:27Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "ad22b1f0967349e8a5d586afe7f0d845",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/ad22b1f0967349e8a5d586afe7f0d845",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/ad22b1f0967349e8a5d586afe7f0d845'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking.html"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Receive near real-time payments.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/pay-id.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/qr-cardless.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/goal-tracker.html"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited CommBank electronic transactions."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "14"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "For customers wanting to apply online, they will require an Australian residential address."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "If you're already a CommBank customer, you'll need your NetBank Client Number. If you're not already a CommBank customer, your Australian driver's licence, Medicare card, passport or Australian birth certificate to identify yourself."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You'll need to link an eligible CommBank transaction account to your NetBank Saver. Eligible accounts can be a Smart Access, Complete Access, Everyday Offset, Pensioner Security, or Streamline Basic with CommBank in the same name as the NetBank Saver account. If you're new to CommBank or don't have an existing eligible transaction account to link to your NetBank Saver, then we'll open an eligible transaction account for you when you open a NetBank Saver. Fees may apply to these accounts."
      }
    ],
    "fees": [
      {
        "name": "Paper Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfo": "A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements."
      },
      {
        "name": "Paper Statement Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "A fee charged for all issued paper statements on accounts designed exclusively for electronic use."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0250",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "INTRODUCTORY",
        "rate": "0.0325",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "NEW_ACCOUNTS",
            "additionalInfo": "Fixed bonus margin for the first 5 months on your first NetBank Saver.",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          },
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Fixed bonus margin for the first 5 months on your first NetBank Saver. A joint NetBank Saver account will receive the variable introductory rate if it is the first NetBank Saver account held by either account holder.",
            "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
          }
        ],
        "additionalValue": "P5M",
        "additionalInfo": "Fixed bonus margin for the first 5 months on your first NetBank Saver. A joint NetBank Saver account will receive the variable introductory rate if it is the first NetBank Saver account held by either account holder.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0250",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "49999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "The variable interest rate may vary from time-to-time, as set out in your letter of offer, and subject to terms and conditions.",
        "additionalInfoUri": "https://www.commbank.com.au/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0250",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.0",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "The variable interest rate may vary from time-to-time, as set out in your letter of offer, and subject to terms and conditions.",
        "additionalInfoUri": "https://www.commbank.com.au/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0250",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "The variable interest rate may vary from time-to-time, as set out in your letter of offer, and subject to terms and conditions.",
        "additionalInfoUri": "https://www.commbank.com.au/personal/apply-online/download-printed-forms/TSI_interest_rates.pdf"
      }
    ],
    "productId": "ad22b1f0967349e8a5d586afe7f0d845",
    "lastUpdated": "2026-11-13T12:01:02.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NetBank Saver",
    "description": "An online savings account with the flexibility to move money in and out of your linked CommBank transaction account using NetBank or the CommBank app.",
    "brand": "CBA",
    "brandName": "CommBank",
    "applicationUri": "https://www.commbank.com.au/banking/netbank-saver.html#apply",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/banking/netbank-saver.html",
      "termsUri": "https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf",
      "eligibilityUri": "https://www.commbank.com.au/banking/netbank-saver.html#apply",
      "feesAndPricingUri": "https://www.commbank.com.au/banking/netbank-saver.html#rates"
    }
  }
}
