{
  "snapshot_at": "2026-11-13T01:41:27Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "b31f8ddfc16b4121a0522fdc4af6cf7e",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/b31f8ddfc16b4121a0522fdc4af6cf7e",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/b31f8ddfc16b4121a0522fdc4af6cf7e'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.",
        "additionalInfoUri": "https://www.commbank.com.au/business/accounting-software-integration.html"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Regardless of your business structure and needs, we have an online banking solution that will suit you.",
        "additionalInfoUri": "https://www.commbank.com.au/business/online-banking/compare-our-online-business-banking-platforms.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Rather than wait hours or days for payments from another bank to clear, receive money almost instantly, so you know exactly where your business stands financially.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/ADB2916.pdf"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Transfers between this account and the linked CommBank business transaction account are made in near real-time.",
        "additionalInfoUri": "https://www.commbank.com.au/personal/apply-online/download-printed-forms/ElectronicBanking_ADB2426.pdf"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Transfers made to and from a linked CommBank business transaction account",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2916.pdf"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Business-Online-Saver/businessonlinesaver-tmd.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Have access to NetBank or the CommBank app, or CommBiz",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Business-Online-Saver/businessonlinesaver-tmd.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "in the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN or ACN where relevant",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Business-Online-Saver/businessonlinesaver-tmd.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Business-Online-Saver/businessonlinesaver-tmd.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Hold and maintain an eligible CommBank business transaction account",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Business-Online-Saver/businessonlinesaver-tmd.pdf"
      }
    ],
    "fees": [
      {
        "name": "Paper Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfo": "For a Business Online Saver Account, a paper statement fee applies if you request a paper copy of an account statement at any time.",
        "additionalInfoUri": "https://www.commbank.com.au/business/bank-accounts/business-online-saver.html#Rates"
      },
      {
        "name": "Monthly account fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "No monthly account keeping fees. Fees may apply to linked accounts e.g. CommBank transaction accounts.",
        "additionalInfoUri": "https://www.commbank.com.au/business/bank-accounts/business-online-saver.html#Rates"
      },
      {
        "name": "Electronic transfers",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "Transfers made to and from a linked CommBank business transaction account Please note Access, CommBiz and Netbank Service fees may apply.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2916.pdf"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0075",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "49999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.commbank.com.au/business/bank-accounts/business-online-saver.html#Rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0115",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.commbank.com.au/business/bank-accounts/business-online-saver.html#Rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0155",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "maximumValue": "999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.commbank.com.au/business/bank-accounts/business-online-saver.html#Rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0175",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.commbank.com.au/business/bank-accounts/business-online-saver.html#Rates"
      }
    ],
    "productId": "b31f8ddfc16b4121a0522fdc4af6cf7e",
    "lastUpdated": "2026-11-13T12:00:56.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Business Online Saver",
    "description": "A business savings account that can help you manage cash flow and set aside money for tax payments.",
    "brand": "CBA",
    "brandName": "CommBank",
    "applicationUri": "https://www.commbank.com.au/business/banking-and-cards/bank-accounts/business-online-saver.html#how",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/business/banking-and-cards/bank-accounts/business-online-saver.html",
      "termsUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2916.pdf",
      "eligibilityUri": "https://www.commbank.com.au/business/banking-and-cards/bank-accounts/business-online-saver.html#how",
      "feesAndPricingUri": "https://www.commbank.com.au/business/banking-and-cards/bank-accounts/business-online-saver.html#Rates"
    }
  }
}