{
  "snapshot_at": "2026-11-13T01:41:27Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "c46aece72af442a8a7253d61d502f800",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/c46aece72af442a8a7253d61d502f800",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/c46aece72af442a8a7253d61d502f800'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Withdrawals and deposits are made by phoning your Relationship Manager, visiting a branch of the Bank, or by phoning 1800 643 837 Monday to Friday, 8:00am to 4:30pm Sydney time.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Make most transactions over the phone or through CommBiz Markets.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "When you select an At Call Deposit you will receive a standard variable interest rate.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Electronic access to your account is governed by the terms applying to CommBiz. These are available from our website commbank.com.au.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Invest in a combination of at-call or fixed term deposits.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Minimum ongoing account balance of $10,000.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No monthly account-keeping fees (standard government fees may apply).",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Earn a variable interest rate on your at-call deposit while your money is readily available.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Details of current interest rates are available on the CommBank website, or on request from your Relationship Manager, any branch of the Bank or by phoning 1800 643 837 Monday to Friday, 8:00am to 4:30pm Sydney time.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Payments to/from the Cash Deposit Account (CDA) can only be made to an account in the same name as the CDA.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "After the initial deposit, you may only make deposits to the account for amounts of $5,000.00 or more. Withdrawals must be for a minimum of $5000.00.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      }
    ],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "50000.00",
        "additionalInfo": "Minimum initial deposit of $50,000.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Available to personal and non personal customers.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "In the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Cash-Deposit-Account/cashdepositaccount-tmd.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/tmd/Cash-Deposit-Account/cashdepositaccount-tmd.pdf"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Situations in which a CDA may be appropriate are you have $50,000 or more to invest, you require both a fixed or at call investment or you desire a particular investment option now with the opportunity to move to another investment option at a later date.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      }
    ],
    "fees": [
      {
        "name": "Account Keeping Fees",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "No account-keeping fees (standard government fees may apply).",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      },
      {
        "name": "Issue Of Recent Statement/Transaction List",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfo": "$2.50 per list. Subject to your agreement, charges may be accumulated and debited to the account periodically. Otherwise charges are debited on the date of request.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      },
      {
        "name": "Urgent Funds Access Via Nominated Bank Account",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfo": "$30.00 per payment. Charges are debited to your CDA on the date of the request.",
        "additionalInfoUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf"
      },
      {
        "name": "Establishment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "There are no set up or establishment fees.",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0025",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
      }
    ],
    "productId": "c46aece72af442a8a7253d61d502f800",
    "lastUpdated": "2026-11-13T02:15:34.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Cash Deposit Account (At Call)",
    "description": "A choice of investment alternatives within one account with competitive interest rates.",
    "brand": "CBA",
    "brandName": "CommBank",
    "applicationUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html",
      "termsUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/ADB2648.pdf",
      "feesAndPricingUri": "https://www.commbank.com.au/business/investments/cash-deposit-account.html"
    }
  }
}