{
  "snapshot_at": "2026-10-22T13:24:44Z",
  "brand": "Credit Union SA",
  "brand_slug": "credit-union-sa",
  "product_id": "CREDITUNIONSA_SAV_122",
  "cdr_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_122",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_122'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "CREDITUNIONSA_SAV_122",
    "effectiveFrom": "2024-12-05T00:00:00.000+11:00",
    "effectiveTo": "2099-06-01T00:00:00.000+10:00",
    "lastUpdated": "2026-06-29T00:00:00.000+10:00",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Business+ Account",
    "description": "Our Business+ Account is a day-to-day business transactions account designed for businesses, non-for profit organisations and charities.",
    "brand": "Credit Union SA",
    "applicationUri": "https://www.creditunionsa.com.au/help-and-support/contact-us",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.creditunionsa.com.au/accounts/business-plus-account",
      "termsUri": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf",
      "eligibilityUri": "https://www.creditunionsa.com.au/accounts/business-plus-account",
      "feesAndPricingUri": "https://www.creditunionsa.com.au/fees/accounts/",
      "additionalOverviewUris": [],
      "additionalTermsUris": [],
      "additionalEligibilityUris": [],
      "additionalFeesAndPricingUris": [],
      "additionalBundleUris": []
    },
    "cardArt": [],
    "bundles": [],
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Visa Debit Card",
        "additionalInfoUri": "https://www.creditunionsa.com.au/accounts/business-plus-account"
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "Null",
        "additionalInfoUri": "https://www.creditunionsa.com.au/accounts/business-plus-account"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfoUri": "https://www.creditunionsa.com.au/accounts/business-plus-account"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://www.creditunionsa.com.au/digital-banking/"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfoUri": "https://www.creditunionsa.com.au/digital-banking/real-time-payments/payid"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfoUri": "https://www.creditunionsa.com.au/digital-banking/real-time-payments/payid"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "Bpay",
        "additionalInfoUri": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "SMS alerts available for specified events/transactions, at regular intervals of one-off.",
        "additionalInfoUri": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Round-ups (destination account)",
        "additionalInfoUri": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Business Banking can be attached to the product",
        "additionalInfoUri": "https://www.creditunionsa.com.au/accounts/transaction-accounts/business-banking"
      }
    ],
    "constraints": [],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfoUri": "https://www.creditunionsa.com.au/accounts/business-plus-account"
      }
    ],
    "fees": [
      {
        "name": "Monthly Service Fee",
        "feeType": "PERIODIC",
        "currency": "AUD",
        "additionalValue": "Payable when you hold a Business+ Account",
        "additionalInfoUri": "https://www.creditunionsa.com.au/fees/accounts/",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "discounts": []
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [],
        "additionalInfoUri": "https://www.creditunionsa.com.au/rates/savings-and-transaction-accounts/"
      }
    ],
    "lendingRates": []
  }
}