{
  "snapshot_at": "2026-10-22T13:24:54Z",
  "brand": "Easy Street",
  "brand_slug": "easy-street",
  "product_id": "S11-ES-EA",
  "cdr_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S11-ES-EA",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S11-ES-EA'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Set up a PayID to make payments quicker and easier, using your mobile number or email address."
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Easily make payments via Osko and PayID."
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Optional Debit card"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay",
        "additionalInfo": "Leave your wallet at home and make payments on the go with Apple Pay."
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access to your account via our mobile app and Internet Banking"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY facility"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Ability to set-up alerts via email or SMS from a list of alert options"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfo": "Leave your wallet at home and make payments on the go with Google Pay."
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay",
        "additionalInfo": "Leave your wallet at home and make payments on the go with Samsung Pay."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Business membership not allowed to be opened under the Everyday Account"
      }
    ],
    "fees": [
      {
        "name": "OVERSEAS_DEBIT_CARD_ATM_WITHDRAWAL",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "REPLACEMENT_OF_VISA_CARD_(WITHIN_AUSTRALIA)",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "12.50"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "REPLACEMENT_OF_VISA_CARD_(OVERSEAS)",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "175.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged in US Dollars.",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "CANCEL_REPLACEMENT_VISA_CARD_(OVERSEAS)",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged in US Dollars.",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "DIRECT_DEBIT_DISHONOUR",
        "feeType": "DISHONOUR",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when payment of a direct debit from your account is rejected.",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "CARD_EXTRACTION_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "45.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "STOP_PAYMENT_OF_FUNDS_TRANSFER_TO_OR_FROM_ANOTHER_FINANCIAL_INSTITUTION",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged at cost",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "DORMANCY_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged in November each year.",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "INACTIVE_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "EFT_INVESTIGATION_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "COPY_OF_PRINT_STATEMENT_-_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.50"
        },
        "currency": "AUD",
        "additionalInfo": "$1.50 per page",
        "additionalInfoUri": "https://easystreet.com.au/support/fees-and-charges"
      },
      {
        "name": "INTERNATIONAL_TRANSACTION_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity or financial institution outside Australia.",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "DEBIT",
        "title": "Easy Street Visa Debit Card",
        "imageUri": "https://cms.easystreet.com.au/wp-content/uploads/2026/04/EasyStreet-VISA-Debit.png"
      }
    ],
    "productId": "S11-ES-EA",
    "effectiveFrom": "2025-04-09T00:00:00.000+10:00",
    "lastUpdated": "2026-10-06T15:19:57.000+11:00",
    "name": "Easy Everyday Access account",
    "description": "An account for everyday with a debit card and no monthly account keeping fees, so you can shop, pay bills, access cash and more. Keep everyday banking low fuss with no minimum monthly deposit needed.",
    "brand": "E",
    "brandName": "Easystreet",
    "applicationUri": "https://www.easystreet.com.au/everyday-access-account-online-application",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://easystreet.com.au/everyday-account",
      "termsUri": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "eligibilityUri": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "feesAndPricingUri": "https://easystreet.com.au/support/fees-and-charges"
    }
  }
}