{
  "snapshot_at": "2026-10-22T13:24:54Z",
  "brand": "Easy Street",
  "brand_slug": "easy-street",
  "product_id": "S37-FS",
  "cdr_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S37-FS",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S37-FS'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access your account via Internet Banking and our Easy Street Mobile App"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Ability to set-up alerts via email or SMS from a list of alert options"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_BALANCE",
        "additionalValue": "3000000.00",
        "additionalInfo": "Interest is payable on all balances up to and including $3 million. Balances over this earn nil interest."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "fees": [
      {
        "name": "DORMANCY_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged in November each year.",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "INACTIVE_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "EFT_INVESTIGATION_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://easystreet.com.au/tools/rates-and-fees"
      },
      {
        "name": "COPY_OF_PRINT_STATEMENT_-_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.50"
        },
        "currency": "AUD",
        "additionalInfo": "$1.50 per page",
        "additionalInfoUri": "https://easystreet.com.au/support/fees-and-charges"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.053",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Flex Saver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "3000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest calculated daily, paid monthly"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Flex Saver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "3000000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest calculated daily, paid monthly"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S37-FS",
    "effectiveFrom": "2026-10-09T00:00:00.000+11:00",
    "lastUpdated": "2026-10-09T11:05:54.000+11:00",
    "name": "Flex Saver",
    "description": "An online savings account that earns you interest every month on balances up to $3 million, regardless of how you save.",
    "brand": "E",
    "brandName": "Easystreet",
    "applicationUri": "https://forms.easystreet.com.au/communityfirst/form/EasyStreetSavingsandMembershipForm/formperma/TE8S1NXL3nTJCXjT8UpM7Kz_vNk6gWm2VTXyf0C2Nqk",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://easystreet.com.au/products/flex-saver-account",
      "termsUri": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "eligibilityUri": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "feesAndPricingUri": "https://easystreet.com.au/support/fees-and-charges"
    }
  }
}