{
  "snapshot_at": "2026-10-22T13:24:54Z",
  "brand": "Fire Service Credit Union",
  "brand_slug": "fire-service-credit-union",
  "product_id": "5",
  "cdr_url": "https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/5",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/5'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "5",
    "effectiveFrom": "1999-01-06T13:30:00.0000000Z",
    "lastUpdated": "2026-04-01T00:00:32.4633145Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "S7 Christmas Savings Account",
    "description": "Give yourself the gift of a stress free Christmas",
    "brand": "Fire Service Credit Union",
    "applicationUri": "https://www.fscu.com.au/accounts/savings-account/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.fscu.com.au/accounts/savings-account/",
      "termsUri": "https://www.fscu.com.au/accounts/savings-account/",
      "eligibilityUri": "https://www.fscu.com.au/why-us/membership/",
      "feesAndPricingUri": "https://www.fscu.com.au/rates/"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "The Christmas Club account can be viewed on Internet Banking. Money can be transferred into the account all year round, but only withdrawn from between 1st November to 31st January. Helping you to save up for Christmas time!"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited transactions between 1 November and 31 January over the Christmas period."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Available for all members"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.",
        "additionalInfoUri": "https://www.fscu.com.au/why-us/membership/"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian resident"
      }
    ],
    "fees": [
      {
        "name": "Branch Cash Withdrawals 1st Tier",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$2,000 - $14,999"
      },
      {
        "name": "Branch Cash Withdrawals 2nd Tier",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "$15,000 and over"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.025",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1Y"
      }
    ]
  }
}