{
  "snapshot_at": "2026-10-22T13:24:54Z",
  "brand": "Fire Service Credit Union",
  "brand_slug": "fire-service-credit-union",
  "product_id": "8",
  "cdr_url": "https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/8",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/8'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "8",
    "effectiveFrom": "1999-06-30T14:30:00.0000000Z",
    "lastUpdated": "2026-10-15T06:00:32.5923780Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "S12 Junior Firefighter Account",
    "description": "It's never too early to start saving! Open a Junior Firefighter Account today. A special savings account for children up to 18 years of age.",
    "brand": "Fire Service Credit Union",
    "applicationUri": "https://www.fscu.com.au/accounts/savings-account/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.fscu.com.au/accounts/savings-account/",
      "termsUri": "https://www.fscu.com.au/accounts/savings-account/",
      "eligibilityUri": "https://www.fscu.com.au/why-us/membership/",
      "feesAndPricingUri": "https://www.fscu.com.au/rates/"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Do your banking online anytime, anywhere using our Internet Banking or Mobile Banking App!",
        "additionalInfoUri": "https://www.fscu.com.au/online-banking/"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "No account keeping fees, no monthly fees.",
        "additionalInfoUri": "https://www.fscu.com.au/rates/"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Available for all members"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.",
        "additionalInfoUri": "https://www.fscu.com.au/why-us/membership/"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Residents only"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.039",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P6M",
        "additionalInfoUri": "https://www.fscu.com.au/accounts/rates-and-fees/"
      }
    ]
  }
}