{
  "snapshot_at": "2026-11-12T02:32:51Z",
  "brand": "First Option Bank",
  "brand_slug": "first-option-bank",
  "product_id": "KIDS_BONUS_SAVER",
  "cdr_url": "https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/KIDS_BONUS_SAVER",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/KIDS_BONUS_SAVER'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": "Email, SMS"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": "Australian Residents"
      },
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "17"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "KIDS BONUS SAVER_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "10000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.firstoptionbank.com.au/deposit-rates/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "KIDS BONUS SAVER_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.firstoptionbank.com.au/deposit-rates/"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0575",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "KIDS BONUS SAVER_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "10000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.firstoptionbank.com.au/deposit-rates/"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.008",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "KIDS BONUS SAVER_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.firstoptionbank.com.au/deposit-rates/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "KIDS_BONUS_SAVER",
    "lastUpdated": "2026-11-11T11:52:07.000+11:00",
    "name": "KIDS BONUS SAVER",
    "description": "KIDS BONUS SAVER",
    "brand": "FIRST OPTION BANK LTD",
    "brandName": "FIRST OPTION BANK",
    "applicationUri": "https://firstoptionbank.com.au/under-18-membership-application/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://firstoptionbank.com.au/accounts/",
      "termsUri": "https://firstoptionbank.com.au/disclosure-statements/",
      "eligibilityUri": "https://firstoptionbank.com.au/disclosure-statements/",
      "feesAndPricingUri": "https://firstoptionbank.com.au/disclosure-statements/"
    }
  }
}