{
  "snapshot_at": "2026-11-13T01:41:42Z",
  "brand": "Gateway Bank",
  "brand_slug": "gateway-bank",
  "product_id": "227",
  "cdr_url": "https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/227",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/227'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "227",
    "effectiveFrom": "2026-05-28T14:30:00.0000000Z",
    "lastUpdated": "2026-11-13T00:00:31.2171468Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Eco Advantage Transaction Acct",
    "description": "Eco Advantage Transaction Account",
    "brand": "Gateway Bank",
    "applicationUri": "https://www.gatewaybank.com.au/banking/transaction-accounts/eco-advantage-transaction-account/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.gatewaybank.com.au/banking/transaction-accounts/eco-advantage-transaction-account/",
      "termsUri": "https://www.gatewaybank.com.au/important-information",
      "feesAndPricingUri": "https://www.gatewaybank.com.au/media/4lwjloxy/fees-and-charges-and-transaction-limits.pdf"
    },
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Visa Eco Debit Card"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "fees": [
      {
        "name": "Cheque Withdrawal Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Overseas ATM",
        "feeType": "TRANSACTION",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Bank @ Post Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Voucher Request",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Chargeback",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Cheque Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Transaction Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "BPay Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "BPay Trace",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "BPay Error Correction",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Direct Entry/EFT Trace",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Direct Entry/EFT Recall",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "RTGS (same day EFT)",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "QuickDebit Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.02",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M"
      }
    ]
  }
}