{
  "snapshot_at": "2026-10-22T13:24:56Z",
  "brand": "Geelong Bank",
  "brand_slug": "geelong-bank",
  "product_id": "S80",
  "cdr_url": "https://online.geelongbank.com.au/OpenBanking/cds-au/v1/banking/products/S80",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://online.geelongbank.com.au/OpenBanking/cds-au/v1/banking/products/S80'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Bonus interest earned for each month if you make no withdrawals during the month and the account has a deposit during that month."
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Link this to a transaction account and our service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No monthly access fee."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "eStatements available"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1.00"
      },
      {
        "constraintType": "MAX_BALANCE",
        "additionalValue": "250000.00",
        "additionalInfo": "Bonus interest is not paid on amounts over $250,000"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You must be a member and resident of Australia"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Individuals must be citizens or permanent residents of Australia."
      }
    ],
    "fees": [
      {
        "name": "DORMANT_ADMIN_FEE",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "RTGS_(SWIFT)_INCOMING_FEE",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.05"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "STATEMENT_REPL_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "TELEGRAPHIC_TSF_ONLINE_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "RTGS_(SWIFT)_OUTGOING_PYT_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "13.27"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "DIRECT_DR_DISH_FEE",
        "feeType": "DISHONOUR",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "OVERDRAWN_ACC_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
      },
      {
        "name": "STATEMENT_REPL_PREV_MTH",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD"
      },
      {
        "name": "TELEGRAPHIC_TSF_AUD",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD"
      },
      {
        "name": "VOUCHER_RECORD_SEARCH",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        },
        "currency": "AUD"
      },
      {
        "name": "VOUCHER_RETRIEVAL_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.013",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "iSaver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "200"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.013",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "iSaver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "200"
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0166",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "iSaver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "200"
          }
        ],
        "additionalValue": "Simply deposit a minimum of $200 per month to earn bonus interest."
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "iSaver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "200"
          }
        ],
        "additionalValue": "Simply deposit a minimum of $200 per month to earn bonus interest."
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S80",
    "lastUpdated": "2026-10-01T10:52:46.000+10:00",
    "name": "iSaver",
    "description": "Online account only that can earn bonus interest.",
    "brand": "FORD COOPERATIVE CREDIT SOCIETY",
    "brandName": "GEELONG BANK",
    "applicationUri": "https://geelongbank.com.au/tools/forms/savings-account-application/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://geelongbank.com.au/savings-loans/savings-investment-accounts/isaver-account/",
      "termsUri": "https://geelongbank.com.au/about-us/disclosures-publications/",
      "eligibilityUri": "https://geelongbank.com.au/about-us/why-join-geelong-bank/",
      "feesAndPricingUri": "https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/"
    }
  }
}