{
  "snapshot_at": "2026-11-13T01:41:48Z",
  "brand": "Great Southern Bank Business+",
  "brand_slug": "great-southern-bank-business",
  "product_id": "c6821563-815b-4e53-89cc-6054bf119647",
  "cdr_url": "https://od1.open-banking.business.greatsouthernbank.com.au/api/cds-au/v1/banking/products/c6821563-815b-4e53-89cc-6054bf119647",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.open-banking.business.greatsouthernbank.com.au/api/cds-au/v1/banking/products/c6821563-815b-4e53-89cc-6054bf119647'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "additionalInformation": {
      "additionalOverviewUris": [
        {
          "additionalInfoUri": "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/Target%20Market%20Determination_Savings%20Account_v0.1.pdf",
          "description": "Target Market Determination"
        },
        {
          "additionalInfoUri": "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/app_product_summary.md",
          "description": "Product Summary"
        }
      ],
      "additionalTermsUris": [
        {
          "additionalInfoUri": "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/GSB_Business_Savings_Account_Terms_Conditions.pdf",
          "description": "Product Terms and Conditions"
        },
        {
          "additionalInfoUri": "https://cdn.gsb1.prod.cxnpl.io/files/app/Terms%20and%20Conditions.pdf",
          "description": "App Terms and Conditions"
        }
      ],
      "overviewUri": "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/app_product_summary.md",
      "termsUri": "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/GSB_Business_Savings_Account_Terms_Conditions.pdf"
    },
    "brand": "Credit Union Australia Ltd",
    "brandName": "Great Southern Bank Business+",
    "constraints": [
      {
        "additionalInfo": "You can only hold a maximum of 20 accounts for this product.",
        "additionalValue": "20.00",
        "constraintType": "MAX_LIMIT"
      }
    ],
    "depositRates": [
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "VARIABLE",
        "rate": "0.054",
        "tiers": [
          {
            "maximumValue": "4999.99",
            "minimumValue": "0.00",
            "name": "$0.00 - $4999.99 = 5.40%",
            "rateApplicationMethod": "PER_TIER",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "999999999.99",
            "minimumValue": "4999.99",
            "name": "$4,999.99 – $999,999,999.99 = 5.40%",
            "rateApplicationMethod": "PER_TIER",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      }
    ],
    "description": "Easy access to business savings.",
    "effectiveFrom": "2024-09-24T07:00:00Z",
    "eligibility": [
      {
        "additionalInfo": "To open an account, you must meet our ID verification requirements.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "To open an account, you must have an Australian Address.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      },
      {
        "additionalValue": "You must be an Australian tax resident.",
        "eligibilityType": "RESIDENCY_STATUS"
      },
      {
        "additionalInfo": "You must have an Australian mobile number and a valid email address.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "To open an account, you must have an active ABN or ACN, and you must be registered as either a Sole Trader, Private Company, Partnership, Trust or a Self-Managed Super Fund (SMSF) with the Australian Business Register.",
        "eligibilityType": "BUSINESS"
      },
      {
        "additionalInfo": "To open an account with this product, you must have an Business Transaction Account.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "To open an account, you will need to download, register and activate your Great Southern Bank Business app.",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "Unlimited transfers between your savings and transaction accounts.",
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "additionalValue": "All statements, notices and other communication in connection with these terms and conditions and your account may be given electronically by Great Southern Bank by: email, text message, in app push notifications, in app prompts, or letting you know by email, text message or push notification that the information is available on the app or on a website. You should check your emails, text messages and push notifications regularly.",
        "featureType": "NOTIFICATIONS"
      },
      {
        "additionalInfo": "Funds can only be withdrawn by transferring to a transaction account.",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "You can access your accounts on your mobile for all your online banking.",
        "featureType": "DIGITAL_BANKING"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-11-04T02:14:29.986822Z",
    "name": "Business+ Saver",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "c6821563-815b-4e53-89cc-6054bf119647"
  }
}