{
  "snapshot_at": "2026-10-26T23:36:59Z",
  "brand": "Great Southern Bank",
  "brand_slug": "great-southern-bank",
  "product_id": "2000-2000",
  "cdr_url": "https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/2000-2000",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/2000-2000'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "2000-2000",
    "effectiveFrom": "2019-12-31T14:00:00.00000Z",
    "effectiveTo": "2030-12-31T13:59:59.00000Z",
    "lastUpdated": "2026-10-26T14:01:00.00000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Youth eSaver",
    "description": "An online savings account for newborns up to 17 years old to help save for a bright future.",
    "brand": "Great Southern Bank",
    "brandName": "Great Southern Bank",
    "brandGroup": "Great Southern Bank",
    "applicationUri": "https://www.greatsouthernbank.com.au/bank-and-save/savings-accounts/youth-esaver-account",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.greatsouthernbank.com.au/bank-and-save/savings-accounts/youth-esaver-account",
      "termsUri": "https://www.greatsouthernbank.com.au/gitc",
      "feesAndPricingUri": "https://www.greatsouthernbank.com.au/sof"
    },
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "17"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/gitc"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "0.00"
      },
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "1.00"
      }
    ],
    "features": [
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Faster, simpler, smarter payments. Send super-fast payments via online and mobile banking with the New Payments Platform (NPP).",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/digital-banking"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Create your PayID today in Online Banking. It's easy. Link your Everyday Account to a PayID for easy transfers using just your mobile number or email address.",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/digital-banking"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Account Nicknames - Add a personal touch to your personal accounts",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/digital-banking/online-banking"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Mobile Banking App. For banking on the go, anywhere anytime from the convenience of your phone.",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/digital-banking/mobile-banking"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "The Boost. If you're looking for a way to achieve your savings goals faster, we've got a clever solution. We call it The Boost, and it'll help you save money as you're spending it!",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/digital-banking/the-boost"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/digital-banking"
      }
    ],
    "fees": [
      {
        "name": "Monthly Service Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "amount": "0.00",
        "currency": "AUD",
        "additionalValue": "Monthly",
        "additionalInfo": "$0 monthly account keeping fees",
        "additionalInfoUri": "https://www.greatsouthernbank.com.au/sof",
        "fixedAmount": {
          "amount": "0.00"
        }
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0575",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Youth eSaver Account balances up to $5,000",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "4999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest is calculated on daily balances and paid monthly. Rate applies on a stepped basis.",
        "applicationType": "PERIODIC"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.01",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Youth eSaver Account balances over $5,000",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Interest is calculated on daily balances and paid monthly. Rate applies on a stepped basis.",
        "applicationType": "PERIODIC"
      }
    ]
  }
}