{
  "snapshot_at": "2026-10-22T13:25:11Z",
  "brand": "HSBC Bank Australia Limited – Wholesale Banking",
  "brand_slug": "hsbc-bank-australia-limited-wholesale-banking",
  "product_id": "TNA",
  "cdr_url": "https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/TNA",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/TNA'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "TNA",
    "effectiveFrom": "2020-02-29T13:00:00.000Z",
    "lastUpdated": "2025-12-09T02:38:20.794Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Transaction Negotiation Authority",
    "description": "Transaction Negotiation Authority (TNA) is used when a corporate customer is using a third party payroll bureau to process payroll on behalf of the client. The “TNA” is issued by HSBC to the payroll bureau’s bank to remove the risk of failed settlement by the customer up to the limit agreed with the customer.",
    "brand": "HSBC",
    "brandName": "Corporate and Institutional Banking",
    "applicationUri": "https://www.business.hsbc.com.au/en-au/products-and-solutions/bank",
    "isTailored": false,
    "additionalInformation": {
      "feesAndPricingUri": "https://www.business.hsbc.com.au/-/media/library/markets-selective/australia/pdf/corporate-banking-fees-and-charges.pdf"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Transaction frequency and amount can be specified based on requirement"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Notification from Relationship Manager if a transaction goes over the approved limit"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "9999999999.99",
        "additionalInfo": "Maximum limit dependent on approved credit limit"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Corporate customers only. Credit limit required."
      }
    ],
    "fees": [
      {
        "name": "Monthly Fee",
        "feeType": "PERIODIC",
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "Monthly Fee",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "100.00"
        }
      },
      {
        "name": "Implementation fee",
        "feeType": "UPFRONT",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "200.00"
        }
      }
    ]
  }
}