{
  "snapshot_at": "2026-11-13T01:42:02Z",
  "brand": "ING BANK (Australia) Ltd",
  "brand_slug": "ing-bank-australia-ltd",
  "product_id": "68a5c23f-36d8-42fe-b55b-a4849b815448",
  "cdr_url": "https://id.ob.ing.com.au/cds-au/v1/banking/products/68a5c23f-36d8-42fe-b55b-a4849b815448",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://id.ob.ing.com.au/cds-au/v1/banking/products/68a5c23f-36d8-42fe-b55b-a4849b815448'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "68a5c23f-36d8-42fe-b55b-a4849b815448",
    "effectiveFrom": "2026-07-26T23:00:00Z",
    "effectiveTo": "9999-12-30T13:00:00Z",
    "lastUpdated": "2026-11-12T13:00:00Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Savings Booster",
    "description": "A variable savings account offering bonus interest for eligible customers",
    "brand": "ING",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.ing.com.au/savings/savings-booster.html"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "You must be aged 18 or over."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You must be an Australian resident for taxation purposes."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You must maintain an active Orange Everyday in the same name.",
        "additionalInfoUri": "https://www.ing.com.au/rates-and-fees/savings-interest-rates.html"
      }
    ],
    "fees": [
      {
        "name": "Account fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "There are $0 monthly fees."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0275",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0000",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "2000000.01",
            "maximumValue": "999999999999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      },
      {
        "depositRateType": "INTRODUCTORY",
        "rate": "0.0060",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "500000.00",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "NEW_ACCOUNTS",
                "additionalInfo": "This offer applies to new accounts opened within the first four months."
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "NEW_ACCOUNTS",
            "additionalInfo": "This offer applies to new accounts opened within the first four months."
          }
        ],
        "additionalValue": "P1M",
        "additionalInfo": "On balances up to $500,000, if you haven't previously held a personal savings account with ING, for a period of 4 months from the date of account opening. The Welcome rate applies in addition to the Base rate and, if applicable, the Boost rate."
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0315",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "500000.00",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
                "additionalValue": "100.00",
                "additionalInfo": "Grow your account balance by at least $100 this month (not including any interest earned)."
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "DEPOSIT_BALANCE_INCREASED",
            "additionalValue": "100.00",
            "additionalInfo": "Grow your account balance by at least $100 this month (not including any interest earned)."
          }
        ],
        "additionalValue": "Grow your account balance by at least $100 this month (not including any interest earned). Eligibility is assessed at the end of the month."
      }
    ]
  }
}