{
  "snapshot_at": "2026-11-05T03:31:41Z",
  "brand": "Judo Bank",
  "brand_slug": "judo-bank",
  "product_id": "63e5a9e5-f73c-434a-9221-f6f1574e4554",
  "cdr_url": "https://public.open.judo.bank/cds-au/v1/banking/products/63e5a9e5-f73c-434a-9221-f6f1574e4554",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.judo.bank/cds-au/v1/banking/products/63e5a9e5-f73c-434a-9221-f6f1574e4554'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "Judo Bank",
    "description": "A High Interest at-call savings account with bonus interest rates if monthly criteria is met. ",
    "isTailored": false,
    "lastUpdated": "2026-10-07T23:43:39.471831Z",
    "name": "Personal Savings Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "63e5a9e5-f73c-434a-9221-f6f1574e4554",
    "additionalInformation": {
      "overviewUri": "https://www.judo.bank/savings-accounts/personal-savings-account",
      "termsUri": "https://www.judo.bank/savings-account-terms-and-conditions/",
      "eligibilityUri": "https://www.judo.bank/savings-accounts/personal-savings-account",
      "feesAndPricingUri": null,
      "bundleUri": null,
      "additionalOverviewUris": [],
      "additionalTermsUris": [
        {
          "additionalInfoUri": "https://www.judo.bank/digital-terms-and-conditions/",
          "description": "Digital Banking Terms and Conditions"
        }
      ],
      "additionalEligibilityUris": [],
      "additionalFeesAndPricingUris": [],
      "additionalBundleUris": []
    },
    "applicationUri": "https://www.judo.bank/savings-accounts/personal-savings-account",
    "brandName": "Judo Bank",
    "brandGroup": null,
    "cardArt": [],
    "effectiveFrom": "2026-02-24T00:00:00Z",
    "effectiveTo": null,
    "bundles": [],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.judo.bank/savings-account-terms-and-conditions",
        "additionalValue": "1.00"
      },
      {
        "constraintType": "MIN_BALANCE",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.judo.bank/savings-account-terms-and-conditions",
        "additionalValue": "1.00"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "BONUS",
        "rate": "0.0505",
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.judo.bank/savings/personal-savings-account/",
        "additionalValue": "Deposit $300 within the month.",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Tier2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250001.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": "To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.",
            "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/#rates",
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "300.00"
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0555",
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.judo.bank/savings/personal-savings-account/",
        "additionalValue": "Deposit $300 within the month.",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Tier1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1.00",
            "maximumValue": "250000.00",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": "To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.",
            "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/#rates",
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "300.00"
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.00",
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": "https://www.judo.bank/savings/personal-savings-account/",
        "additionalValue": "Deposit $300 within the month.",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Tier3",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "2000001.00",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": "To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.",
            "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/#rates",
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "300.00"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": "Interest is calculated daily and paid monthly on your balance at a tiered interest rate.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [],
        "applicationType": "PERIODIC",
        "applicabilityConditions": []
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/",
        "additionalValue": "The person applying for the account must be:  over 18 years of age; an Australian citizen or Permanent resident; an Australian resident for tax purposes; and living at an Australian residential address."
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "The account should be used in personal capacity or for personal use. ",
        "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/",
        "additionalValue": null
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Can be a Joint -applicant",
        "additionalInfoUri": "https://www.judo.bank/savings-accounts/personal-savings-account/",
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking available",
        "additionalInfoUri": "https://digital.judo.bank",
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Fund via Direct Entry.",
        "additionalInfoUri": "https://www.judo.bank/savings-account-terms-and-conditions/",
        "additionalValue": null
      }
    ],
    "fees": [],
    "lendingRates": [],
    "instalments": null
  }
}