{
  "snapshot_at": "2026-11-13T01:42:08Z",
  "brand": "MoveBank",
  "brand_slug": "movebank",
  "product_id": "0b61e81c-a7f6-4845-ae64-f9dd29169030",
  "cdr_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/0b61e81c-a7f6-4845-ae64-f9dd29169030",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/0b61e81c-a7f6-4845-ae64-f9dd29169030'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "MoveBank",
    "brandName": "MoveBank",
    "constraints": [
      {
        "additionalInfo": "31 days' notice is required to break the term deposit early.",
        "additionalValue": "31.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "You can only hold a maximum of 10 accounts for this product.",
        "additionalValue": "10.00",
        "constraintType": "MAX_LIMIT"
      }
    ],
    "depositRates": [
      {
        "additionalInfo": "Rate for a 5 month term, interest paid at maturity.",
        "additionalValue": "P5M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.052",
        "tiers": [
          {
            "minimumValue": "5",
            "name": "5 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 12 month term, interest paid monthly",
        "additionalValue": "P12M",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0525",
        "tiers": [
          {
            "minimumValue": "12",
            "name": "12 month term, monthly interest",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 4 month term, interest paid at maturity.",
        "additionalValue": "P4M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.051",
        "tiers": [
          {
            "minimumValue": "4",
            "name": "4 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 10 month term, interest paid at maturity.",
        "additionalValue": "P10M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.053",
        "tiers": [
          {
            "minimumValue": "10",
            "name": "10 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 12 month term, interest paid yearly.",
        "additionalValue": "P12M",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0535",
        "tiers": [
          {
            "minimumValue": "12",
            "name": "12 month term, yearly interest",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 6 month term, interest paid at maturity.",
        "additionalValue": "P6M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0525",
        "tiers": [
          {
            "minimumValue": "6",
            "name": "6 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 11 month term, interest paid at maturity.",
        "additionalValue": "P11M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.053",
        "tiers": [
          {
            "minimumValue": "11",
            "name": "11 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 13 - 24 month term, interest paid monthly.",
        "additionalValue": "P24M",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0515",
        "tiers": [
          {
            "maximumValue": "24",
            "minimumValue": "13",
            "name": "13 - 24 month term, monthly interest",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 8 month term, interest paid at maturity.",
        "additionalValue": "P8M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.053",
        "tiers": [
          {
            "minimumValue": "8",
            "name": "8 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 7 month term, interest paid at maturity.",
        "additionalValue": "P7M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0535",
        "tiers": [
          {
            "minimumValue": "7",
            "name": "7 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalValue": "P9M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.053",
        "tiers": [
          {
            "minimumValue": "9",
            "name": "9 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 13 - 24 month term, interest paid yearly.",
        "additionalValue": "P24M",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0525",
        "tiers": [
          {
            "maximumValue": "24",
            "minimumValue": "13",
            "name": "13 - 24 month term, yearly interest",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "Rate for a 3 month term, interest paid at maturity.",
        "additionalValue": "P3M",
        "applicationType": "MATURITY",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.05",
        "tiers": [
          {
            "minimumValue": "3",
            "name": "3 month term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      }
    ],
    "description": "Term Deposit",
    "effectiveFrom": "2026-07-31T04:00:00Z",
    "eligibility": [
      {
        "additionalInfo": "Must be an Australian tax resident.",
        "additionalValue": "Australian resident",
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "features": [
      {
        "additionalInfo": "You can receive notifications about activity on this account via email, mobile, and in-app for selected events.",
        "additionalValue": "Email, mobile, in-app",
        "featureType": "NOTIFICATIONS"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-09-08T13:33:21.706914Z",
    "name": "Term Deposit",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "0b61e81c-a7f6-4845-ae64-f9dd29169030"
  }
}