{
  "snapshot_at": "2026-11-13T01:42:08Z",
  "brand": "MoveBank",
  "brand_slug": "movebank",
  "product_id": "72d5ee63-6658-4b29-b399-0a3d55b4d4ca",
  "cdr_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/72d5ee63-6658-4b29-b399-0a3d55b4d4ca",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/72d5ee63-6658-4b29-b399-0a3d55b4d4ca'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "MoveBank",
    "brandName": "MoveBank",
    "constraints": [
      {
        "additionalInfo": "Maximum cash withdrawal per day via ATM, POS cash-out, or Bank@Post.",
        "additionalValue": "2010.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum combined cash and cheque deposit per 24 hours via Bank@Post.",
        "additionalValue": "8000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Default daily payment limit is $5,000; customers can self-serve raise this up to $20,000 per day via the app.",
        "additionalValue": "20000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "You can only hold a maximum of 10 accounts for this product.",
        "additionalValue": "10.00",
        "constraintType": "MAX_LIMIT"
      }
    ],
    "description": "Everyday Transaction Account",
    "effectiveFrom": "2026-07-31T04:00:00Z",
    "eligibility": [
      {
        "additionalInfo": "Must be an Australian tax resident.",
        "additionalValue": "Australian resident",
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "features": [
      {
        "additionalValue": " Apple Pay, Google Pay",
        "featureType": "DIGITAL_WALLET"
      },
      {
        "additionalInfo": "Multiple cards can be held against a single account of this product.",
        "featureType": "ADDITIONAL_CARDS"
      },
      {
        "additionalValue": "Visa Debit",
        "featureType": "CARD_ACCESS"
      },
      {
        "additionalInfo": "You can receive notifications about activity on this account via email, mobile, and in-app for selected events",
        "additionalValue": "Email, mobile, in-app",
        "featureType": "NOTIFICATIONS"
      }
    ],
    "fees": [
      {
        "additionalInfo": "Charged per payment dishonour",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "DISHONOUR",
        "fixedAmount": {
          "amount": "15.00"
        },
        "name": "Payment Dishonour Fee"
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "TRANSACTION",
        "fixedAmount": {
          "amount": "5.00"
        },
        "name": "International ATM Withdrawal Fee"
      },
      {
        "additionalInfo": "Charged on international card transactions",
        "currency": "AUD",
        "feeMethodUType": "rateBased",
        "feeType": "TRANSACTION",
        "name": "Debit International Transaction Fee",
        "rateBased": {
          "rate": "0.02",
          "rateType": "TRANSACTION"
        }
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-07-30T10:37:26.366364Z",
    "lendingRates": [
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OTHER",
        "rate": "0",
        "repaymentType": "OTHER"
      }
    ],
    "name": "Everyday Transaction Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "72d5ee63-6658-4b29-b399-0a3d55b4d4ca"
  }
}