{
  "snapshot_at": "2026-10-22T13:25:22Z",
  "brand": "NATIONAL AUSTRALIA BANK",
  "brand_slug": "national-australia-bank",
  "product_id": "2d188a0a-4e27-4c0f-9a6c-2eccdf534f91",
  "cdr_url": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/2d188a0a-4e27-4c0f-9a6c-2eccdf534f91",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.nab.com.au/cds-au/v1/banking/products/2d188a0a-4e27-4c0f-9a6c-2eccdf534f91'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "2d188a0a-4e27-4c0f-9a6c-2eccdf534f91",
    "lastUpdated": "2026-10-09T13:59:59Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NAB Reward Saver",
    "description": "Grow your savings faster with bonus interest for regular deposits and no withdrawals.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-reward-saver",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-reward-saver",
      "termsUri": "https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-transaction-and-savings-products",
      "feesAndPricingUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges"
    },
    "features": [
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Earn the base interest rate even if you withdraw your savings. Earn bonus interest for each month that you make at least one deposit on or before the second last banking day of that month and no withdrawals during that month"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Convenience of online access through NAB Internet Banking and the NAB app."
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "Bpay"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-reward-saver"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Earn the base interest rate even if you withdraw your savings",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-reward-saver"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0524",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "To receive bonus interest for the month, customer must make at least one deposit on or before the second last banking day and no withdrawals."
          }
        ],
        "additionalValue": "Earn bonus interest for each month that you make at least one deposit before the second last banking day of that month and no withdrawals during that month",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-reward-saver"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PENALTY",
        "rate": "0.1541",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Penalty interest rates apply if the account is overdrawn beyond the approved limit",
        "additionalInfo": "Not applicable for Repayment Type and Loan Purpose",
        "additionalInfoUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges/indicator-rates-deposit-products"
      }
    ]
  }
}