{
  "snapshot_at": "2026-10-22T13:25:22Z",
  "brand": "NATIONAL AUSTRALIA BANK",
  "brand_slug": "national-australia-bank",
  "product_id": "a97fad3e-9d44-4b4e-8279-3722edefae52",
  "cdr_url": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/a97fad3e-9d44-4b4e-8279-3722edefae52",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.nab.com.au/cds-au/v1/banking/products/a97fad3e-9d44-4b4e-8279-3722edefae52'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "a97fad3e-9d44-4b4e-8279-3722edefae52",
    "lastUpdated": "2026-10-09T13:59:59Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NAB iSaver",
    "description": "Access your savings whenever you need them, without affecting your interest rate.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-isaver",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-isaver",
      "termsUri": "https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-transaction-and-savings-products",
      "feesAndPricingUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges"
    },
    "features": [
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Receives Payments"
      },
      {
        "featureType": "DIGITAL_BANKING"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-isaver"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You’ll need to link a NAB transaction account such as a NAB Classic Banking or NAB Retirement Account to access your iSaver account via NAB Internet Banking, NAB Telephone Banking and the NAB App."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0185",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "At a minimum, you'll get this rate (subject to change) on your balance, regardless of how many transactions you make.",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-isaver"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0365",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Introductory bonus margin is only available for a period of 4 months to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million)."
          }
        ],
        "additionalValue": "In addition, you'll also get this for the first four months after opening your first NAB iSaver account for balances up to $20 million.",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-isaver"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PENALTY",
        "rate": "0.1541",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Penalty interest rates apply if the account is overdrawn beyond the approved limit"
      }
    ]
  }
}