{
  "snapshot_at": "2026-10-22T13:25:22Z",
  "brand": "NATIONAL AUSTRALIA BANK",
  "brand_slug": "national-australia-bank",
  "product_id": "aac61051-cf63-4499-977a-4c20bbd0040b",
  "cdr_url": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/aac61051-cf63-4499-977a-4c20bbd0040b",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.nab.com.au/cds-au/v1/banking/products/aac61051-cf63-4499-977a-4c20bbd0040b'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "aac61051-cf63-4499-977a-4c20bbd0040b",
    "lastUpdated": "2026-10-09T13:59:59Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NAB Community Fee Saver",
    "description": "A transaction account for your not-for-profit organisation or community group.",
    "brand": "NAB",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/business/accounts/specialised-accounts/nab-community-fee-saver",
      "termsUri": "https://www.nab.com.au/business/tools/forms-and-documents/nab-business-products",
      "eligibilityUri": "https://www.nab.com.au/business/accounts/specialised-accounts/nab-community-fee-saver",
      "feesAndPricingUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges#1-how-fees-are-calculated"
    },
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "DEBIT",
        "imageUri": "https://share.google/images/6TnXKbyjA2NmZ6iRJ"
      },
      {
        "cardScheme": "EFTPOS",
        "cardType": "DEBIT",
        "imageUri": "https://share.google/images/6TnXKbyjA2NmZ6iRJ"
      }
    ],
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "NAB Business Visa Debit Card"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfoUri": "https://www.nab.com.au/business/accounts/transaction-accounts/no-monthly-fee-business-account"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "ADDITIONAL_CARDS"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay"
      },
      {
        "featureType": "NPP_PAYID"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "The NAB Community Fee Saver is only available to not-for-profit organisations and community groups.",
        "additionalInfoUri": "https://www.nab.com.au/business/accounts/specialised-accounts/nab-community-fee-saver"
      }
    ],
    "fees": [
      {
        "name": "International transaction fee single currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Calculated on the converted AUD amount shown on your statement",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "International transaction multi currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Calculated on the converted AUD amount shown on your statement",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Overseas balance enquiry (ATM)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "currency": "AUD",
        "additionalInfo": "Fee per enquiry",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Overseas ATM cash withdrawal",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "4.00"
        },
        "currency": "AUD",
        "additionalInfo": "Fee per withdrawal",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Foreign currency transaction fee (ATM)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "2% of Australian dollar \r\ntransaction amount (applies to \r\nwithdrawals made in \r\ncurrencies other than \r\nAustralian dollars)",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Foreign currency transaction fee (ATM)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.02"
        },
        "currency": "AUD",
        "additionalInfo": "2% of Australian dollar \r\ntransaction amount (applies to \r\nwithdrawals made in \r\ncurrencies other than \r\nAustralian dollars)",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PENALTY",
        "rate": "0.1566",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Overdrawn Debit Interest Rate"
      }
    ]
  }
}