{
  "snapshot_at": "2026-10-22T13:25:22Z",
  "brand": "NATIONAL AUSTRALIA BANK",
  "brand_slug": "national-australia-bank",
  "product_id": "afa21411-ef95-470e-9053-83d8cd33ddc6",
  "cdr_url": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/afa21411-ef95-470e-9053-83d8cd33ddc6",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.nab.com.au/cds-au/v1/banking/products/afa21411-ef95-470e-9053-83d8cd33ddc6'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "afa21411-ef95-470e-9053-83d8cd33ddc6",
    "lastUpdated": "2026-05-15T13:59:59Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NAB Cash Manager",
    "description": "Manage your investment cash flows with an investment-friendly transaction account",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/common/forms/nab-cash-manager",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-cash-manager",
      "termsUri": "https://www.nab.com.au/personal/help-and-guidance/nab-cash-manager-terms-and-conditions",
      "eligibilityUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-cash-manager",
      "feesAndPricingUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges"
    },
    "features": [
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "You’ll also need to be at least 18 years old and a permanent Australian resident",
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-cash-manager"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Permanent Australian resident"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "EXISTING_CUST"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/personal/accounts/savings-accounts/nab-cash-manager"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PENALTY",
        "rate": "0.1541",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "EXISTING_CUST"
          }
        ],
        "additionalValue": "Penalty interest rate",
        "additionalInfoUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges/indicator-rates-deposit-products"
      }
    ]
  }
}