{
  "snapshot_at": "2026-10-22T13:25:27Z",
  "brand": "ORANGE CREDIT UNION LTD",
  "brand_slug": "orange-credit-union-ltd",
  "product_id": "BONUS_SAVER",
  "cdr_url": "https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/BONUS_SAVER",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/BONUS_SAVER'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking Access"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Mobile App Access"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "BPAY Internet"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Credits"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Direct Debits"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Minimum Deposit $50 per month",
        "additionalInfoUri": "https://www.bankorange.com.au/bank-save/savings-accounts/bonus-saver-account#Text-9d541-Interest_Rates"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Branch Transactions"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Bonus interest earned above the base rate every month when you make a deposit (minimum $50 per month) and no withdrawals"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "At Call"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1.00"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0025",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/savings-accounts/bonus-saver-account/"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.035",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/savings-accounts/bonus-saver-account/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "BONUS_SAVER",
    "lastUpdated": "2026-01-20T13:58:17.000+11:00",
    "name": "BONUS SAVER",
    "description": "BONUS SAVER",
    "brand": "ORANGE CREDIT UNION LTD",
    "brandName": "ORANGE CREDIT UNION LTD",
    "applicationUri": "https://www.bankorange.com.au/online-forms/member-application-form/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankorange.com.au/bank-save/savings-accounts/bonus-saver-account/",
      "termsUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "eligibilityUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "feesAndPricingUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
    }
  }
}