{
  "snapshot_at": "2026-10-22T13:25:27Z",
  "brand": "ORANGE CREDIT UNION LTD",
  "brand_slug": "orange-credit-union-ltd",
  "product_id": "ONLINE_SAVER",
  "cdr_url": "https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/ONLINE_SAVER",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/ONLINE_SAVER'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "BPAY Interenet"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Direct Credit - Direct Credits allowed from Internet Banking and Payroll Transfers"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Direct Debits"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "At Call"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1.00"
      }
    ],
    "fees": [
      {
        "name": "STAFF_ASSISTED_ONLINE_SAVER_TRANSFER_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "ONLINE SAVER_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "This is a high interest savings account, designed for those who like to manage their savings online, from the convenience of home or on the go",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/savings-accounts/online-saver-account/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.046",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "ONLINE SAVER_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "This is a high interest savings account, designed for those who like to manage their savings online, from the convenience of home or on the go",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/savings-accounts/online-saver-account/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "ONLINE_SAVER",
    "lastUpdated": "2026-05-08T09:08:34.000+10:00",
    "name": "ONLINE SAVER",
    "description": "ONLINE SAVER",
    "brand": "ORANGE CREDIT UNION LTD",
    "brandName": "ORANGE CREDIT UNION LTD",
    "applicationUri": "https://www.bankorange.com.au/online-forms/member-application-form/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankorange.com.au/bank-save/savings-accounts/online-saver-account/",
      "termsUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "eligibilityUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "feesAndPricingUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
    }
  }
}