{
  "snapshot_at": "2026-10-22T13:25:27Z",
  "brand": "ORANGE CREDIT UNION LTD",
  "brand_slug": "orange-credit-union-ltd",
  "product_id": "PRESTIGE_ACCOUNT",
  "cdr_url": "https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/PRESTIGE_ACCOUNT",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/PRESTIGE_ACCOUNT'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "VISA Card",
        "additionalInfo": "VISA Card"
      },
      {
        "featureType": "ADDITIONAL_CARDS"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking Access"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Mobile App Access"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "ApplePay",
        "additionalInfo": "ApplePay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfo": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay",
        "additionalInfo": "Samsung Pay"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "ATM & Eftpos",
        "additionalInfo": "ATM & Eftpos"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "BPAY Internet"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "At Call"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Branch Transactions"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "55",
        "additionalInfo": "This account is for anyone over 55 years of age not working, or in receipt of an aged or veteran affairs pension. This account offers a tiered interest rate and is an interest-earning alternative to the All Purpose Savings Account."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "PRESTIGE ACCOUNT_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "1999.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "This is an everyday transaction account for anyone over 55 years of age and not working, or in receipt of an aged or veteran affairs pension",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/transaction-accounts/prestige-account/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "PRESTIGE ACCOUNT_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1999.01",
            "maximumValue": "44999.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "This is an everyday transaction account for anyone over 55 years of age and not working, or in receipt of an aged or veteran affairs pension",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/transaction-accounts/prestige-account/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "PRESTIGE ACCOUNT_Tier_3",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "44999.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "This is an everyday transaction account for anyone over 55 years of age and not working, or in receipt of an aged or veteran affairs pension",
        "additionalInfoUri": "https://www.orangecu.com.au/bank-save/transaction-accounts/prestige-account/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "PRESTIGE_ACCOUNT",
    "lastUpdated": "2026-01-20T13:39:22.000+11:00",
    "name": "PRESTIGE ACCOUNT",
    "description": "PRESTIGE ACCOUNT",
    "brand": "ORANGE CREDIT UNION LTD",
    "brandName": "ORANGE CREDIT UNION LTD",
    "applicationUri": "https://www.bankorange.com.au/online-forms/member-application-form/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankorange.com.au/bank-save/transaction-accounts/prestige-account/",
      "termsUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "eligibilityUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "feesAndPricingUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
    }
  }
}