{
  "snapshot_at": "2026-10-22T13:25:33Z",
  "brand": "Police Credit Union Ltd",
  "brand_slug": "police-credit-union-ltd",
  "product_id": "redi_Access_Account",
  "cdr_url": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/redi_Access_Account",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/redi_Access_Account'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Visa Debit Card"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay, Samsung Pay and Google Pay"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "OVERDRAFT"
      },
      {
        "featureType": "BILL_PAYMENT"
      },
      {
        "featureType": "FREE_TXNS_ALLOWANCE"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_INCOME",
        "additionalInfo": "Required if an Overdraft is applied for on this account"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Redi Access Account_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.policecu.com.au/PCUDocuments/Savings_and_Investment_Interest_Rates.pdf"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Redi Access Account_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://www.policecu.com.au/PCUDocuments/Savings_and_Investment_Interest_Rates.pdf"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.1399",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "additionalInfoUri": "https://www.policecu.com.au/rates/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "redi_Access_Account",
    "lastUpdated": "2022-08-29T20:54:06.000+09:30",
    "name": "Redi Access Account",
    "description": "The perfect account for your day to day financial needs.",
    "brand": "POLICE CREDIT UNION LIMITED",
    "brandName": "POLICE CREDIT UNION LIMITED",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.policecu.com.au/product-type/savings-and-investment-accounts/",
      "termsUri": "https://www.policecu.com.au/rates/",
      "eligibilityUri": "https://www.policecu.com.au/rates/",
      "feesAndPricingUri": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_General_Service_Fees.pdf"
    }
  }
}