{
  "snapshot_at": "2026-10-22T13:25:34Z",
  "brand": "QBANK",
  "brand_slug": "qbank",
  "product_id": "S70_Bonus",
  "cdr_url": "https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/S70_Bonus",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/S70_Bonus'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Track payments with SMS and email alerts"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Bonus Interest paid if you deposit $200 or more in a month and no withdrawals."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.",
        "additionalInfoUri": "https://www.qbank.com.au/who-can-join"
      }
    ],
    "fees": [
      {
        "name": "DORMANCY",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charge $10 every 6 months"
      },
      {
        "name": "RECALL_OF_EXTERNAL_TRANSFER",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        },
        "currency": "AUD",
        "additionalInfo": "Includes NPP and OSKO transactions  to other financial institutions"
      },
      {
        "name": "RECALL_OF_BPAY",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "12.00"
        },
        "currency": "AUD"
      },
      {
        "name": "RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "1000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0519",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "1000000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Bonus Saver_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S70_Bonus",
    "lastUpdated": "2026-10-01T05:59:01.000+10:00",
    "name": "Bonus Saver",
    "description": "Be rewarded with bonus interest for regular saving",
    "brand": "QBANK",
    "brandName": "QBANK",
    "applicationUri": "https://applications.qbank.com.au/before-you-start/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.qbank.com.au/products/accounts/savings-accounts/bonus-saver/",
      "termsUri": "https://www.qbank.com.au/terms-conditions/",
      "eligibilityUri": "https://www.qbank.com.au/who-can-join/",
      "feesAndPricingUri": "https://www.qbank.com.au/rates-fees/"
    }
  }
}