{
  "snapshot_at": "2026-11-10T03:14:49Z",
  "brand": "Regional Australia Bank",
  "brand_slug": "regional-australia-bank",
  "product_id": "df4527ec-e2cf-4c39-bf76-d3dc42c9f99e",
  "cdr_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "Regional Australia Bank",
    "description": "Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.\n",
    "isTailored": false,
    "lastUpdated": "2026-09-15T05:02:19.366782Z",
    "name": "Community Partnership Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "df4527ec-e2cf-4c39-bf76-d3dc42c9f99e",
    "additionalInformation": {
      "overviewUri": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account",
      "termsUri": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions",
      "eligibilityUri": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account",
      "feesAndPricingUri": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://www.regionalaustraliabank.com.au/personal/support/everyday-accounts-enquiry",
    "brandName": "Regional Australia Bank",
    "brandGroup": null,
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.00",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.regionalaustraliabank.com.au/everyday-banking/everyday-accounts/community-partnership-account",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [],
        "applicationType": "PERIODIC",
        "applicabilityConditions": []
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": "Individuals must be citizens or permanent residents of Australia.",
        "additionalInfoUri": null,
        "additionalValue": "Australian Residents"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.",
        "additionalInfoUri": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/policies-and-guides/financial-claims-scheme",
        "additionalValue": null
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Includes Regional Australia Bank ATMs, Internet, Mobile and Phone Banking transactions. Transactions at other financial institution ATMs may incur a fee.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": "Visa Debit Card available to Australian Residents and members aged > 12 years",
        "additionalInfoUri": null,
        "additionalValue": "Visa Debit with payWave"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.",
        "additionalInfoUri": null,
        "additionalValue": "BPAY"
      },
      {
        "featureType": "DONATE_INTEREST",
        "additionalInfo": "Additional \"Bonus Interest\" rate based on the average annual account balance will donated by RAB to your chosen community organisation.",
        "additionalInfoUri": "https://www.regionalaustraliabank.com.au/community/community-partnership-program",
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "This account can be used to send an NPP payment.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "This account can be used as the target of an NPP PayID.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalInfo": "An initial card on each account, replacements for defective cards and automatic card renewals are free. A fee applies for each additional card ordered at your request.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Apple Pay can be attached to the product on request.",
        "additionalInfoUri": null,
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Samsung Pay can be attached to the product on request.",
        "additionalInfoUri": null,
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": "Google Pay can be attached to the product on request.",
        "additionalInfoUri": null,
        "additionalValue": "Google Pay"
      }
    ],
    "fees": [
      {
        "feeType": "DEPOSIT",
        "name": "Cheque Deposit Fee",
        "additionalInfo": "Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Over Limit Fee ",
        "additionalInfo": "Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.50"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DISHONOUR",
        "name": "Direct Debit Dishonour Fee ",
        "additionalInfo": "Applies where a direct debit request is rejected by us due to insufficient funds in your account.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "PERIODIC",
        "name": "Access Fee",
        "additionalInfo": "The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. ",
        "additionalInfoUri": null,
        "additionalValue": "P1M",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "International Transaction Fee",
        "additionalInfo": "This fee is charged by the card issuer for purchases in foreign currency, payments in Australian Dollars processed by a merchant or financial institution located outside Australia or for transactions where a currency conversion occurs.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Direct Debits and Credits ",
        "additionalInfo": "Applies when you make a transaction through a direct debit or credit. ",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Bank Cheque Fee ",
        "additionalInfo": "Applies for each bank cheque you order from us.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "11.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [],
    "instalments": null
  }
}