{
  "snapshot_at": "2026-10-22T13:25:42Z",
  "brand": "Revolut",
  "brand_slug": "revolut",
  "product_id": "550e8400-e29b-41d4-a716-446655440002",
  "cdr_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440002",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440002'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "550e8400-e29b-41d4-a716-446655440002",
    "lastUpdated": "2026-09-29T09:05:14.489841Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Revolut Joint Account",
    "description": "A joint transaction account held by two Revolut users for shared spending, international transfers and currency exchange with a debit card. Features and fees will vary based on the primary account holder's paid plan tier (Standard, Plus, Premium, Metal, Ultra).",
    "brand": "Revolut",
    "isTailored": false,
    "additionalInformation": {
      "termsUri": "https://www.revolut.com/en-AU/legal/joint-accounts/",
      "overviewUri": "https://www.revolut.com/en-AU/joint-account/",
      "eligibilityUri": "https://www.revolut.com/en-AU/legal/terms/",
      "feesAndPricingUri": "https://www.revolut.com/en-AU/legal/fees/"
    },
    "cardArt": [],
    "features": [
      {
        "additionalValue": "5",
        "additionalInfo": "Reflects the number of additional physical cards that can be active. Virtual cards have a different active limit.",
        "additionalInfoUri": "https://help.revolut.com/en-AU/help/cards/card-order/can-i-have-multiple-cards/",
        "featureType": "ADDITIONAL_CARDS"
      },
      {
        "additionalValue": "BPAY",
        "additionalInfo": "BPAY is a convenient and secure way to pay bills in Australia.",
        "additionalInfoUri": "https://help.revolut.com/en-AU/help/transfers/bpay/question-what-is-bpay-and-how-can-i-use-it/",
        "featureType": "BILL_PAYMENT"
      },
      {
        "additionalValue": "Visa or Mastercard debit card (physical and virtual)",
        "additionalInfo": "Virtual card available instantly in-app. Physical card delivery fees will vary depending on your plan - see our website for more info.",
        "featureType": "CARD_ACCESS"
      },
      {
        "additionalInfo": "Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalValue": "Apple Pay, Google Pay",
        "additionalInfo": "Available for both physical and virtual Revolut cards.",
        "featureType": "DIGITAL_WALLET"
      },
      {
        "additionalValue": "2000.00",
        "additionalInfo": "Reflects monthly FX fair usage allowance for Standard plan. FX fair usage allowance will vary depending on your plan. Fees may apply outside of exchange market hours - see our website for more info.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "featureType": "FREE_TXNS_ALLOWANCE"
      },
      {
        "additionalValue": "350.00",
        "additionalInfo": "Reflects monthly ATM withdrawal allowance for Standard plan. Transaction caps may apply. AU domestic ATM cash withdrawals are not included in as part of your monthly ATM withdrawal allowance. ATM withdrawal allowance will vary depending on your plan - see our website for more info.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "featureType": "FREE_TXNS_ALLOWANCE"
      },
      {
        "additionalInfo": "Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.",
        "featureType": "FRAUD_PROTECTION"
      },
      {
        "additionalValue": "RevPoints",
        "additionalInfo": "Earn RevPoints on eligible card purchases. Redeemable with multiple airlines and other options. T&Cs apply.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/revpoints/",
        "featureType": "LOYALTY_PROGRAM"
      },
      {
        "additionalValue": "Instant push notifications available and can be customised in-app",
        "featureType": "NOTIFICATIONS"
      },
      {
        "additionalInfo": "Pay and receive near real-time payments.",
        "featureType": "NPP_ENABLED"
      },
      {
        "additionalInfo": "Mobile number and email address PayID supported; register via the Revolut app under Account Settings.",
        "featureType": "NPP_PAYID"
      },
      {
        "additionalValue": "Standard plan",
        "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/",
        "featureType": "OTHER"
      },
      {
        "additionalValue": "Plus plan",
        "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/",
        "featureType": "OTHER"
      },
      {
        "additionalValue": "Premium plan",
        "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/",
        "featureType": "OTHER"
      },
      {
        "additionalValue": "Metal plan",
        "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/",
        "featureType": "OTHER"
      },
      {
        "additionalValue": "Ultra plan",
        "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/",
        "featureType": "OTHER"
      }
    ],
    "constraints": [],
    "eligibility": [
      {
        "additionalValue": "18",
        "additionalInfo": "Both joint account holders must be 18 years or older.",
        "eligibilityType": "MIN_AGE"
      },
      {
        "additionalInfo": "Available to eligible customers only. Both joint account holders must be eligible Revolut users. Business customers should apply for a Revolut Business account.",
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "additionalValue": "Must be an Australian resident with a valid Australian residential address",
        "additionalInfo": "Australian residents including temporary visa holders are eligible. Both holders must meet residency requirements. Non-residents are not eligible for an Australian Revolut account.",
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "fees": [
      {
        "additionalInfo": "The rate shown is for Consumer domestic credit. Fees may vary depending on top-up methods",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "name": "Top-Up Fee",
        "feeType": "DEPOSIT",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.004"
        },
        "currency": "AUD"
      },
      {
        "additionalInfo": "This reflects the Standard card fee. Fees may vary depending on your plan and card type and delivery fees may also apply - see our website for more info.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "name": "Additional Card Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.99"
        },
        "currency": "AUD"
      },
      {
        "additionalInfo": "Fees may vary depending on your plan - see our website for more info.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "name": "Card Personalisation Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "7.99"
        },
        "currency": "AUD"
      },
      {
        "additionalInfo": "This reflects the Standard plan rate charged over the fair usage limit. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may also impose additional fees.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "name": "Exchange Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.005"
        },
        "currency": "AUD"
      },
      {
        "additionalInfo": "This reflects the Standard Currency Transfer Fee. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may also impose additional fees.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "name": "Currency Transfer Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0015"
        },
        "currency": "AUD"
      },
      {
        "additionalInfo": "This reflects the Standard plan fee charged over the monthly ATM Withdrawal Allowance. Fees and monthly ATM withdrawal allowances will vary depending on your plan - see our website for more info. AU domestic ATM cash withdrawals do not carry fees. Third-party ATM operator fees may also apply.",
        "additionalInfoUri": "https://www.revolut.com/en-AU/legal/fees/",
        "name": "ATM Withdrawal Fee",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.02",
          "amountRange": {
            "feeMinimum": "1.50"
          }
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [],
    "lendingRates": []
  }
}