{
  "snapshot_at": "2026-11-13T01:42:34Z",
  "brand": "Solo by MYOB",
  "brand_slug": "solo-by-myob",
  "product_id": "2a04147b-ef86-49be-9ba8-11ab6e3b2aa6",
  "cdr_url": "https://od1.open-banking.myob.greatsouthernbank.com.au/api/cds-au/v1/banking/products/2a04147b-ef86-49be-9ba8-11ab6e3b2aa6",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.open-banking.myob.greatsouthernbank.com.au/api/cds-au/v1/banking/products/2a04147b-ef86-49be-9ba8-11ab6e3b2aa6'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "additionalInformation": {
      "termsUri": "https://cdn.moby-prod.prod.cxnpl.io/files/products/2a04147b-ef86-49be-9ba8-11ab6e3b2aa6/v1/Solo_Money_Transaction_Account_Terms_Conditions.pdf"
    },
    "applicationUri": "https://www.myob.com/au/products/solo",
    "brand": "Credit Union Australia Ltd",
    "brandName": "Solo by MYOB",
    "constraints": [
      {
        "additionalInfo": "Maximum number of transactions per day is 50.",
        "additionalValue": "50.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "You can only hold a maximum of 1 card for this product.",
        "additionalValue": "1.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Minimum single transaction limit of $0.01.",
        "additionalValue": "0.01",
        "constraintType": "MIN_LIMIT"
      },
      {
        "additionalInfo": "International single card transaction limit of $20,000.",
        "additionalValue": "20000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "You can hold a maximum of 1 account for this product.",
        "additionalValue": "1.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum single transaction limit of $30,000.",
        "additionalValue": "30000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum cumulative value of transactions is $100,000 per day.",
        "additionalValue": "100000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Offline transaction limit of $250.",
        "additionalValue": "250.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Single cash ATM/POS withdrawal limit of $2,009.99.",
        "additionalValue": "2009.99",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Daily domestic single card transaction limit of $20,000.",
        "additionalValue": "20000.00",
        "constraintType": "MAX_LIMIT"
      }
    ],
    "description": "Everyday banking for your business.",
    "effectiveFrom": "2025-06-04T23:00:00Z",
    "eligibility": [
      {
        "additionalInfo": "To open an account, you must have an Australian Address.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      },
      {
        "additionalInfo": "To open an account, you must meet our ID verification requirements.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "To open an account, you must have an active ABN or ACN, and you must be registered as either a Sole Trader, Private Company or a Partnership with the Australian Business Register.",
        "eligibilityType": "BUSINESS"
      },
      {
        "additionalValue": "You must be an Australian tax resident.",
        "eligibilityType": "RESIDENCY_STATUS"
      },
      {
        "additionalInfo": "You must have an Australian mobile number and a valid email address.",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "Use this account to make and receive PayID payments.",
        "featureType": "NPP_PAYID"
      },
      {
        "additionalInfo": "You can access your accounts on your mobile for all your online banking.",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalValue": "All statements, notices and other communication in connection with these terms and conditions and your account may be given electronically by: email, text message, in app push notifications, in app prompts, or letting you know by email, text message or push notification that the information is available on the app or on a website. You should check your emails, text messages and push notifications regularly.",
        "featureType": "NOTIFICATIONS"
      },
      {
        "additionalInfo": "Make transfers and send payments in real time.",
        "featureType": "NPP_ENABLED"
      },
      {
        "additionalInfo": "The product includes fraud protection functionality.",
        "featureType": "FRAUD_PROTECTION"
      },
      {
        "additionalValue": "Link your transaction account to Mastercard® debit card.",
        "featureType": "CARD_ACCESS"
      }
    ],
    "fees": [
      {
        "currency": "AUD",
        "feeMethodUType": "rateBased",
        "feeType": "TRANSACTION",
        "name": "Card International Transaction Fee",
        "rateBased": {
          "rate": "2.95",
          "rateType": "TRANSACTION"
        }
      },
      {
        "additionalInfo": "Account Inactivity Fee is charged where any Solo Money Account balance is below $500 but more than $0 for 6 calendar months, with no customer initiated transactions in that period. The fee amount is $10, or the Solo Money Account balance, whichever is lower, and will not overdraw the Solo Money Account.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "10.00"
        },
        "name": "Account Inactivity Fee"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2025-07-23T03:29:33.018162Z",
    "lendingRates": [
      {
        "additionalInfo": "Only applicable to Unarranged Credit Limit.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OTHER",
        "rate": "0.2545",
        "repaymentType": "OTHER"
      }
    ],
    "name": "Solo Money Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "2a04147b-ef86-49be-9ba8-11ab6e3b2aa6"
  }
}