{
  "snapshot_at": "2026-10-22T13:25:45Z",
  "brand": "Southern Cross Credit Union",
  "brand_slug": "southern-cross-credit-union",
  "product_id": "EASY_ACCESS",
  "cdr_url": "https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/EASY_ACCESS",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/EASY_ACCESS'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "EASY_ACCESS",
    "effectiveFrom": "2019-07-16T00:00:00.000+10:00",
    "lastUpdated": "2026-06-09T11:09:43.000+10:00",
    "name": "EASY ACCESS",
    "description": "Easy to manage everyday transaction account non interest bearing",
    "brand": "S",
    "brandName": "SCCU",
    "applicationUri": "https://sccu.apply-online.com.au/#/90c5c275-a293-4161-8990-3efe37e99a88",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.sccu.com.au/transaction-accounts/easy-access/",
      "termsUri": "https://www.sccu.com.au/product-disclosures/",
      "eligibilityUri": "https://www.sccu.com.au/Easy-Access-TMD",
      "feesAndPricingUri": "https://www.sccu.com.au/Schedule-of-Fees-and-Charges"
    }
  }
}