{
  "snapshot_at": "2026-11-13T01:42:35Z",
  "brand": "Summerland Bank",
  "brand_slug": "summerland-bank",
  "product_id": "87",
  "cdr_url": "https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/87",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/87'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "87",
    "effectiveFrom": "2026-06-11T14:30:00.0000000Z",
    "lastUpdated": "2026-11-13T00:00:40.5826068Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Community Partnership Account",
    "description": "Get quick access to your money whenever you need it.",
    "brand": "Summerland",
    "applicationUri": "https://summerland.com.au/open-an-account/",
    "isTailored": false,
    "additionalInformation": {
      "termsUri": "https://www.summerland.com.au/account-access-facility-conditions-of-use",
      "eligibilityUri": "https://www.summerland.com.au/summary-of-accounts-and-access-facilities",
      "feesAndPricingUri": "https://www.summerland.com.au/fees-charges-transaction-limits"
    },
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Link a Visa card to the account for convenient access to your money.",
        "additionalInfoUri": "https://www.summerland.com.au/"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.",
        "additionalInfoUri": "https://www.summerland.com.au/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay.",
        "additionalInfoUri": "https://summerland.com.au/services/digital-and-payments/apple-pay/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfoUri": "https://summerland.com.au/services/digital-and-payments/google-pay/"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Event based notifications.",
        "additionalInfoUri": "https://www.summerland.com.au/"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfoUri": "https://www.summerland.com.au/"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Set up a pay ID to receive lightning fast payments.",
        "additionalInfoUri": "https://summerland.com.au/payid"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Save on paper, receive and view your statements online with eStatements.",
        "additionalInfoUri": "https://summerland.com.au/services/digital-and-payments/internet-banking/"
      },
      {
        "featureType": "OVERDRAFT",
        "additionalInfo": "Protect yourself from dishonour fees and missed payments.",
        "additionalInfoUri": "https://summerland.com.au/transaction-accounts"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Simple Access Fee Package customers receive free monthly account access including unlimited domestic card, ATM, Internet and Mobile Banking transactions, along with unlimited Bank@Post and staff assisted deposits and withdrawals. \r\n",
        "additionalInfoUri": "https://www.summerland.com.au/fees-charges-transaction-limits"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "12"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "An eligibility constraint based on residency status applies."
      }
    ],
    "fees": [
      {
        "name": "QuickDebit Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Deposited Cheque Item Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Honour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      },
      {
        "name": "Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD"
      }
    ],
    "depositRates": []
  }
}