{
  "snapshot_at": "2026-10-22T13:25:47Z",
  "brand": "Suncorp Bank",
  "brand_slug": "suncorp-bank",
  "product_id": "BPA",
  "cdr_url": "https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/BPA",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/BPA'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "BPA",
    "effectiveFrom": "2020-04-30T14:00:00.000Z",
    "effectiveTo": "2999-12-30T13:00:00.000Z",
    "lastUpdated": "2026-08-21T14:00:00.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Business Premium Account",
    "description": "Easy business banking with no monthly account keeping fee and unlimited fee free transactions.",
    "brand": "Suncorp Bank",
    "brandName": "Suncorp Bank",
    "applicationUri": "https://www.suncorpbank.com.au/business-banking/bank-accounts/business-premium-account.html",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.suncorpbank.com.au/business-banking/bank-accounts/business-premium-account.html",
      "termsUri": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "eligibilityUri": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "feesAndPricingUri": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "additionalOverviewUris": [],
      "additionalTermsUris": [],
      "additionalEligibilityUris": [],
      "additionalFeesAndPricingUris": [],
      "additionalBundleUris": []
    },
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/suncorp-bank-app/banking-with-the-suncorp-bank-app.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No maximum balance to earn interest"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Create a PayID and link to your eligible account in Internet Banking",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/fast-payments.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay",
        "additionalInfo": "Apple Pay available with Visa Debit card",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/apple-pay.html"
      },
      {
        "featureType": "OVERDRAFT",
        "additionalInfo": "Business Overdraft available to eligible customers"
      },
      {
        "featureType": "OFFSET",
        "additionalInfo": "100% Offset facility available when linked to an eligible Suncorp Bank Small Business Loan."
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Visa Debit Card",
        "additionalInfo": "Use your Visa Debit Card to access cash at ATMs, shop securely online or tap & go with PayWave, Apple Pay or Google Pay"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Fast Payments through Suncorp Bank App and Internet Banking",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/fast-payments.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No minimum balance to earn interest"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Pay $0 account keeping fees"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/suncorp-bank-app/banking-with-the-suncorp-bank-app.html"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfo": "Google Pay available with VISA Debit card",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/google-pay.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/suncorp-bank-app/banking-with-the-suncorp-bank-app.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Pay To is available to manage payments from an eligible bank account in Suncorp Bank App",
        "additionalInfoUri": "https://www.suncorpbank.com.au/help-support/ways-to-bank/payto.html"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Eligibility depends on your specific organisation structure and entity type - Please see Suncorp Bank website for more information",
        "additionalInfoUri": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/personal/help-and-support/acc-opening-and-application-requirements.pdf"
      }
    ],
    "fees": [
      {
        "name": "Copy of personal or bank cheque",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "12.00"
        },
        "currency": "AUD"
      },
      {
        "name": "eStatements",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Foreign Currency Bank Draft - trace request or stop payment",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Coin Handling (Non-Suncorp Bank Customer)",
        "feeType": "OTHER",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.05"
        },
        "currency": "AUD",
        "additionalInfo": "5% of total coin value"
      },
      {
        "name": "Coin Handling (Non-Suncorp Bank Customer)",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.05"
        },
        "currency": "AUD",
        "additionalInfo": "5% of total coin value"
      },
      {
        "name": "Stop payment request - Direct Debit",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Record Search/Copy Fee (cheques, records, voucher retrieval)",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "70.00"
        },
        "currency": "AUD",
        "additionalInfo": "per hour"
      },
      {
        "name": "Request for Audit Certificate",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfo": "per certificate"
      },
      {
        "name": "Account keeping fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "No monthly account keeping fees"
      },
      {
        "name": "atmx by Armaguard network ATM withdrawals & enquiries",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Bank@Post",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "Fee Free - Limits apply"
      },
      {
        "name": "Business and Company Name Search",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Business Offset Linking",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Card Replacement",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Foreign Currency Conversion Fee (Visa Debit Transactions)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "3.0% of the converted Australian dollar transaction amount of any foreign currency transaction made or charged to your account"
      },
      {
        "name": "Interest Certificate",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "previous financial year - per certificate issued"
      },
      {
        "name": "Non Suncorp Bank and non-atmx network ATM withdrawals & enquiries",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "ATM Operator Fee"
      },
      {
        "name": "Online Telegraphic Transfer sent via Global Payments",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Physical Security Token",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Suncorp Bank Secured App (soft token) available at no cost",
        "additionalInfoUri": "https://www.suncorpbank.com.au/security/security-token-app.html"
      },
      {
        "name": "Real Time Gross Settlements (RTGS) - outward",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Stop Payment Request - bank cheques",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Sweep Fees",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "Funds Management Sweep, Insufficient Funds Sweep and Sweep Failure"
      },
      {
        "name": "Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfo": "plus other bank's costs"
      },
      {
        "name": "Telegraphic Transfers sent - staff assisted",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Trace/recall of funds request - cheque, electronic payment",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Visa debit card cash advance at non-Suncorp Bank Institution",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfo": "per $1,000 advanced or part thereof"
      },
      {
        "name": "Visa debit cards emergency overseas card replacement",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$1 to $19,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1.0",
            "maximumValue": "19999.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Business Premium Variable Interest calculated daily and paid monthly on a tiered basis."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$20,000 to $49,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "20000.0",
            "maximumValue": "49999.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Business Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$500,000 and over",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500000.0",
            "maximumValue": "999999999999.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Business Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$250,000 to $499,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.0",
            "maximumValue": "499999.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Business Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$100,000 to $249,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "100000.0",
            "maximumValue": "249999.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Business Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$50,000 to $99,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.0",
            "maximumValue": "99999.0",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Business Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode."
      }
    ]
  }
}